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The table below shows the total quarterly fee income for your bank in your count

ID: 2933432 • Letter: T

Question

The table below shows the total quarterly fee income for your bank in your country for the last three years.

                                                                                    ($’000)

Q 1

Q 2

Q 3

Q 4

Year 2014

200

260

285

450

Year 2015

280

315

333

492

Year 2016

329

375

406

521

Calculate a four-quarter moving average to identify the trend of the fee income for the three year period.  [5 Marks]           

                                                                                               

Calculate the seasonal factors and use these to seasonally adjust the original fee income data. What is the seasonal index for each quarter?         [5 Marks]      

Plot both the original fee income data and the seasonally adjusted data obtained in question (1.b) above. [3 Marks]

Comment on the findings of your analysis in a, b, and c above. [3 Marks]                         

Q 1

Q 2

Q 3

Q 4

Year 2014

200

260

285

450

Year 2015

280

315

333

492

Year 2016

329

375

406

521

Explanation / Answer

a)

Adjustment = Grand Average with opposite sign.

Weeks Income 4-Quartely Moving Total Moving total of pairs Moving Average year 2014 200 2 260 1195 3 285 2470 308.75 1275 4 450 2605 325.625 1330 Nov-01 280 2708 338.5 1378 2 315 2798 349.75 1420 3 333 2889 361.125 1469 4 492 2998 374.75 1529 year 2015 329 3131 391.375 1602 2 375 3233 404.125 1631 3 406 4 521
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