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uge 20f2 4. -/1 pointsWaneFMAC7 3.3.020. Find the (Assu Round your answer to the

ID: 3145396 • Letter: U

Question

uge 20f2 4. -/1 pointsWaneFMAC7 3.3.020. Find the (Assu Round your answer to the nearest cent.) periodic withdrawals PMT for the given annuity account. HINT [See Quick Example 4 me end-of-period withdrawals and compounding at the same intervals as withdrawals. .) $250,000 at 4%, paid out monthly for 12 years PMT = $ Need Help? Read It 5. -/1 pointsWaneFMAC7 3.3.025. Determine the periodic payments PMT on the given loan or mortgage. HINT [See Example 5.] Round your answer to the nearest cent.) $70,000 borrowed at 4% for 10 years, with monthly payments PMT = $ Need Help? L-Read. IL Watch It 6. -/1 pointsWaneFMAC7 3.3.058. Meg's pension plan is an annuity with a guaranteed return of 5% per year (compounded quarterly). She would like to retire with a pension of $20,000 per quarter for 20 years. If she works 36 years before retiring, how much money must she and her employer deposit each quarter? HINT [See Example 5.] (Round your answer to the nearest cent.) Need Help? Read It

Explanation / Answer

Solution 4:

Since it's Monthly

i = 0.04 /12 = 0.00333333333

n = 12 * 12 = 144

Formula used here:

PVoa = PMT [(1 - (1 / (1 + i)n)) / i]

250,000 = PMT[(1 - (1 / 1.0033333333144)) / 0.0033333333]

833.333332 = PMT*0.380722479

PMT = $ 2188.82093 per month