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an account that pays interest of 4.5% per year compounded quarterly. She money f

ID: 3209644 • Letter: A

Question

an account that pays interest of 4.5% per year compounded quarterly. She money for 2 years. Then she moves all this money to a different account that pays 4. Kacy deposits $1100 into doesn't touch the 5.3% interest end of all this? monthly and keeps it there 5 years. How much money does she have at the PMT- FV her grandson with a car when he gets his driver's license. He just had his 1 birthday. She wants to have $25,000 for his 16th birthday. She finds a bank that pays 4.75% monthly. (2) How much should she invest? How much value will it gain over the time it is in the account? N $25,000-1o 124.75% PV- PMT

Explanation / Answer

4.

FV = PV*(1+r)^n

PV - Present value

FV - Future value

r - Interest rate

n - no. of periods

1st (for 2 years)

PV=1100

r=4.5

n=4*2=8

FV=1100(1+.045)^8=$1564.3

For next five years

PV=$1564.3

r=5.3

n=12*5=60

FV=1564.3(1+.053)^60=$34675.5