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A finance journal published a study of whether the decision to invest in the sto

ID: 3270020 • Letter: A

Question

A finance journal published a study of whether the decision to invest in the stock market is dependent on IQ. Information on a sample of 151,342 adults living in Finland formed the database for the study. An IQ score (from a low score of 1 to a high score of 9) was determined for each Finnish citizen as well as whether or not the citizen invested in the stock market. The following table gives the number of Finnish citizens in each IQ score/investment category. Suppose one of the 151,342 citizens is selected at random. Complete parts a through f.

IQ_Score     

Invest_in_Market

No_Investment

Totals

1

863

4646

5509

2

1363

8649

10012

3

2149

8683

10832

4

5236

18155

23391

5

8162

24095

32257

6

10290

20183

30473

7

6301

10905

17206

8

5010

7020

12030

9

4485

5147

9632

Totals

43859

107483

151342

a.What is the probability that the Finnish citizen invests in the stock market?

(Round to the nearest thousandth as needed.)

b. What is the probability that the Finnish citizen has an IQ score of 6 or higher? (Round to the nearest thousandth as needed.)

c. What is the probability that the Finnish citizen invests in the stock market and has an IQ score of 6 or higher? (Round to the nearest thousandth as needed.)

d. What is the probability that the Finnish citizen invests in the stock market or has an IQ score of 6 or higher? (Round to the nearest thousandth as needed.)

e. What is the probability that the Finnish citizen does not invest in the stock market?

f. Are the events {Invest in the stock market} and {IQ score of 1} mutually exclusive?

A.Yes, they are mutually exclusive because there are no Finnish citizens who invest in the stock market and have an IQ score of 1.

B.Yes, they are mutually exclusive because there are Finnish citizens who invest in the stock market and have an IQ score of 1.

C.No, they are not mutually exclusive because the probability that a Finnish citizen invests in the stock market and has an IQ score of 1 is very small.

D.No, they are not mutually exclusive because there are Finnish citizens who invest in the stock market and have an IQ score of 1.

IQ_Score     

Invest_in_Market

No_Investment

Totals

1

863

4646

5509

2

1363

8649

10012

3

2149

8683

10832

4

5236

18155

23391

5

8162

24095

32257

6

10290

20183

30473

7

6301

10905

17206

8

5010

7020

12030

9

4485

5147

9632

Totals

43859

107483

151342

Explanation / Answer

a.What is the probability that the Finnish citizen invests in the stock market?

Number of Finland citizens = 151,342

Number of people invest in stock market = 43859

Probability that the Finnish citizen invests in the stock market = 43859/151342 = 0.2898

b. What is the probability that the Finnish citizen has an IQ score of 6 or higher? (Round to the nearest thousandth as needed.)

Number of Finnish citizen has an IQ score of 6 or higher = 30473 + 17206 + 12030 + 9632 = 69341

Probability that the Finnish citizen has an IQ score of 6 or higher = 69341/151342 = 0.4582

c. What is the probability that the Finnish citizen invests in the stock market and has an IQ score of 6 or higher? (Round to the nearest thousandth as needed.)

Number of Finnish citizen invests in the stock market and has an IQ score of 6 or higher = 10290 + 6301 + 5010 + 4485 = 26086

Probability that Finnish citizen invests in the stock market and has an IQ score of 6 or higher = 26086/151342 = 0.1724

d. What is the probability that the Finnish citizen invests in the stock market or has an IQ score of 6 or higher? (Round to the nearest thousandth as needed.)

Number of Finnish citizen invests in the stock market or has an IQ score of 6 or higher = Number of Finnish citizen invests in the stock market + Number of Finnish citizen who do not invests in the stock market and has an IQ score of 6 or higher

= 43859 + (20183 + 10905 + 7020 + 5147) = 87114

Probability that the Finnish citizen invests in the stock market or has an IQ score of 6 or higher = 87114/151342 = 0.5756

e. What is the probability that the Finnish citizen does not invest in the stock market?

Number of Finnish citizen does not invest in the stock market = 107483

Probability that the Finnish citizen does not invest in the stock market = 107483/151342 = 0.7102

f. Are the events {Invest in the stock market} and {IQ score of 1} mutually exclusive?

Let A be the event {Invest in the stock market} and B be the event {IQ score of 1}

If the events are mutually exclusive if P(A and B) = 0, That is, Number of Finnish citizen who invest in market and have IQ score of 1 is zero. But the Number of Finnish citizen who invest in market and have IQ score of 1 is 863 and not 0. So both events are not mutually excusive.

So, the correct answer is D.No, they are not mutually exclusive because there are Finnish citizens who invest in the stock market and have an IQ score of 1.

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