6 Character refers to? A Borrowers honesty &trustworthiness.; Intent to repay B

Question

6 Character refers to? A Borrowers honesty &trustworthiness.; Intent to repay B Asecondary source of Repayment C Borrowers legal standing D poor undenvriting 7 The fundamental principles that drive lending activity& how management analyzes ris A B C D E Credit Philosphy Loan Policy Credit Execution Credit Culture None of the above 8 The playing down of or ignoring of circumstances in which a loan may default is? A Collateral B Contingencies c Communication D Capacity 9 Loan Covenants can be? A Negative B Positive C Never used D A & B 10 When a bank's claim is superior to that of other creditors and the borrower, ts security nterest is said to be? A Assimilated B Perfected C Underwritten D Limited

Explanation / Answer

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6. A. Borrower's honesty and trustworthiness, intent to pay.

7. D. Credit culture.

8. B. Contingencies.

9. D. A and B both.

10. B. Perfected.

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