6- According to the Patient Protection and Affordable Care Act of 2010, children

Question

6- According to the Patient Protection and Affordable Care Act of 2010, children can stay on their parents’ health care insurance until what age?

A. 18

B. 23

C. 20

D. 26

E. 21

7- Worker’s compensation insurance rates are determined by all factors except

A. past judge and jury awards to victims

B. level of benefit payable, based on state regulations

C. the frequency and severity of past claims

D. the risk of occupation

8- In examining her organization’s benefits package, Monica has determined that the organization can provide a 40 percent premium to direct compensation for the cost of benefits. What consideration in providing benefits programs has Monica addressed?

A. flexibility

B. amounts

C. vesting

D. mix

9- Executive compensation in the form of a deferred contribution to the executive’s retirement accounts is one of the most common forms of _________ retirement funds.

A. governed

B. qualified

C. challenged

D. nonqualified

10- Under an HMO health plan, ______________ will be the first point of contact for all preventative care and in any routine medical situations.

A. Certified first-responders

B. Emergency medical personnel

C. Primary care physicians

D. Medical specialists

E. Nurses

Explanation / Answer

6. According to the Patient Protection and Affordable Care Act of 2010, children can stay on their parents’ health care insurance till they reach the age of 26. Both married and unmarried children till the age of 26 years are covered in parent’s insurance plan.

Hence, Answer is Option D

7. Worker’s compensation insurance rates are determined by the nature of the job that he is handling, the risk associated with the occupation and the worker’s regulations in the state. Past judge and jury awards to victims is not used as a basis to decide the insurance rates.

Hence, Answer is Option A

8. A 40% premium to direct compensation means that the amount adjusting to 40% of premium for the benefits cost of the employee.

Hence, Answer is Option B

9. Qualified deferred compensation exhibits the pension plans by ERISA. The amount dedicated under this plan is solely for the employees’ benefits.

Hence, Answer is Option B

10. The primary care physicians, also known as PCP are the first poc for any kind of preventive care in the hospital except for the emergency cases.

Hence, Answer is Option C

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