Chapter 6.1 Discussion Information Handling at ChoicePoint Company History and P

Question

Chapter 6.1 Discussion Information Handling at ChoicePoint Company History and Purpose ChoicePoint was formed in 1997 as a spin-off from Equifax, the giant credit reporting company. ChoicePoint bought more than 70 information gathering companies over the next seven years to amass billions of pieces of data on individual Americans. SR to generating profits computerized data collection and dissemination produces many benefits that are expressed in the company's motto, smarter decisions safer world business transactions are quicker and more secure or both parties know which other the advent of centralized computer database of personal information, the approval of applications for jobs, loans, credit cards, insurance policies, house rentals, and the like can be done much more quickly than in the past. 1. Is the existence of data collection companies justified? Does the fact that someone is willing to buy compiled data about you a justification for someone to compile it and sell it, or is that a violation of your right to privacy? 2. What types of restrictions, if any, should be placed on data collection and dissemination services? New regulations include investigating the entity asking for such data to see that it operates a legitimate business. If that is the case, is it fair that your landlord can investigate your new neighbor before renting to them, but you cannot? Note: This Discussion is set up so that you must post first before seeing replies. Reply to two other classmate's responses

Explanation / Answer

1. good question

It is the most buring issue between the companies which maintains peopole data and those which buy the data from these people. In commercial point of view it may be right for thinking and practicing, but if we consider in other aspects, it is not correct both legally and ethically. A customers believes in you and in your services, that is the reason why the customer provide all the information to you, which includes personal, and cofidential also. But, for your busienss purpose, to generate some additional income you are going to sell it to someone else who approaches you. It is ok, but if those purchased parties uses the information for any unothorsised or illegal activities with the information, the customer is going to be caught. Then, it is more danger to the customer, to the nation also. So, more discussions should be drawn about this concept, new legislations and policies must be introduce and proper protection should be create for the data provider and to the data also.

2. The data receiver should take responsibility to proper utilization of the data. If it is noticed that the inforamtion is misused or used for any other unacceptable purposes, the data collected firm should take the responsiblity about the consequnces, but not the person. Now, if the data is misused, it is the risk associated with the person who given the data.

First, the data collection process must be unified. the collection process must be divided into data Most general information like gender, date of birth, qualification etc, next some personal information like family background, hobbies, contact details, priorities etc, and next most confidential information like employment details, healthcare details, other income sources etc. The first segment of information can be utilized by all the firms, and there is not worry about these to the person. But the next two segmetns of information must be utilized with the acceptance of the person only. If any one theft the information or used this without the person concern, they will be penalized.

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