rom 2013 Joep Grand Cherokee Lad, $270,000 plus the car loss c Ulsinsured motori
ID: 358893 • Letter: R
Question
rom 2013 Joep Grand Cherokee Lad, $270,000 plus the car loss c Ulsinsured motorist (coverage C) under 2013 p Grnd Chervkoe Lad will pay fiest 5300.000 and what is left of 270,000 plus the damaged car loss is under Lilly's coverage from Fartm State d Because the drunk driver had no coverage nothing is paid 10. What it Lilly was at fault? What coverage is available so her? Coverage A under 2013 Jeep under 2013 Joep Gerand Chekee Lod policy and atherwards coverage A under Lilly's policy b. Medical Pay of up to the policy limit in coverage B under the car owner's insurance t( State farm insurance) plus the collision coverage under the owner's insurance c 110-3 covenge will belp hene d. If the driver is at fault, the driver insurance has to pay for everything 11. When his Lexus lost control and rolled into his garage, David was happy he had full other car, RAV4, in the garage. What did he get from cach policy a. Full coverage under part A of the PAP and Parts A and C of H0-3 for both cars and the and its content coverage under part C of the PAP for the cars and from the HO-3 Parts A and C b. Full for the garage and its content ·Full coverage under part D ofthe PAPfor the cars-from the lis Parts A and C for the garage and its e. Full coverage under part A of the PAP for the garnge and its content and part E for the 12. The Umbrella Liability Policy a. provides excess coverage over underlying insurance b. provides excess coverage over a specified amoumt e. requires the insured to have specified smounts of underlying coverage d. covers the risk that your auto and/or homeowners liability insurance limits maay be inadequate e, all of the aboveExplanation / Answer
11) The correct answer is C
David gets "Full coverage under Part D of the PAP for the cars and from HO-3 for the parts A and C for the garage and its content"
12) The answer is E, all of the above
Umbrella liability policy - provides excessive coverage over underlying insurance, provides excess coverage over a specified amount, requires the insured to have specified amounts of underlying coverage, covers the risk that auto or homeowners liability insurance may be inadequate
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