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Floating rate loan. The Bensington Glass Company entered into a loan agreement w

ID: 3662891 • Letter: F

Question

Floating rate loan. The Bensington Glass Company entered into a loan agreement with the firm's bank to finance the firm's working capital. The loan called for a floating rate that was 26 basis points (0.26 percent) over an index for the based on LIBOR. In addition the loan adjusted weekly based on closing value of the index for the previous week and had a maximum annual rate of 2.16 percent and a minimum of 1.78 percent. Calculate the rate of interest for weeks 2 through 10.

Date libor

week1 1.97%

week2 1.67%

week3 1.48%

week4 1.31%

week5 1.64%

week6 1.64%

week7 1.65%

week8 1.88%

week9 1.88%

Explanation / Answer

Week

LIBOR
Loan rate Actual rate(Within range)
1
1.93% 2.1800%
2.17%
2
1.66% 1.9100%
1.91%
3
1.49% 1.7400%
1.76%
4
1.35% 1.6000%
1.76%
5
1.56% 1.8100%
1.81%
6
1.64% 1.8900%
1.89%
7
1.68% 1.9300%...