Using C++ Programming: (Eclipse MinGW) 14. Bank Accounts This program should be

Question

Using C++ Programming: (Eclipse MinGW)

14. Bank Accounts This program should be designed and written by a team of students. Here are some suggestions: . One or more students may work on a single class. The requirements of the program should be analyzed so each student is given about the same work load. The parameters and return types of each function and class member function should be decided in advance. The program will be best implemented as a multi-file program Design a generic class to hold the following information Balance Number of deposits t Number of withdrawals Annual interest rate Monthly service charges about a bank account: his month

Explanation / Answer

Below is your program

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#include <iostream>
#include <iomanip>
#include <fstream>
#include <conio.h>

using namespace std;

ofstream outfile;

class bankGeneric {
public:
double balance;
int deposits = 0;
int withdrawals = 0;
double interest_rate_annual;
double service_charge = 0;
bankGeneric();
void deposit(double amt);
void withdraw(double amt);
void calcInt();
virtual void monthlyProc();

};

class Savings :public bankGeneric {
bool status; //False=Inactive=0 True=Active=1
public:
void withdraw(double amt);
void deposit(double amt);
void monthlyProc();
};

class checking :public bankGeneric {
public:
void withdraw(double amt);
void monthlyProc();
};

bankGeneric::bankGeneric() {
cout << "Enter the balance and the interest rate, separated by a space." << endl;
cin >> balance;
cin >> interest_rate_annual;
}

void bankGeneric::deposit(double amt) {
balance += amt;
deposits++;
}

void bankGeneric::withdraw(double amt) {
balance -= amt;
withdrawals++;
}

void bankGeneric::calcInt() {
double monthly_interest_rate = interest_rate_annual / 12;
double monthly_interest = balance*monthly_interest_rate;
balance = balance + monthly_interest;
}

void bankGeneric::monthlyProc() {
calcInt();
balance -= service_charge;
withdrawals = 0;
deposits = 0;
service_charge = 0;
}

void Savings::withdraw(double amt) {
if (status == 0)
cout << "Sorry, you will not be able to withdraw, balance too low." << endl;
if (status) {
bankGeneric::withdraw(amt);
}
if (balance < 25)
status = 0;

}

void Savings::deposit(double amt) {
if (amt + balance > 25) {
status = 1;
bankGeneric::deposit(amt);
}
}

void Savings::monthlyProc() {
if (withdrawals > 4) {
service_charge = withdrawals - 4;
}
if (balance < 25)
status = 0;
cout << "Service Charges: " << service_charge << endl;
outfile << "Service Charges: " << service_charge << endl;
bankGeneric::monthlyProc();
}

void checking::withdraw(double amt) {
if (balance - amt < 0) {
balance -= 15;
service_charge += 15;
}
bankGeneric::withdraw(amt);
}

void checking::monthlyProc() {
service_charge += 5 + .1*withdrawals;
cout << "Service Charges: " << service_charge << endl;
outfile << "Service Charges: " << service_charge << endl;
bankGeneric::monthlyProc();
}

void Menu(Savings& S, checking& C){
int selection=0;
while (selection != 6) {
cout << "***BANK ACCOUNT MENU***" << endl << endl << endl;
cout << "1. Savings Account Deposit" << endl;
cout << "2. Checking Account Deposit" << endl;
cout << "3. Savings Account Withdrawal" << endl;
cout << "4. Checking Account Withdrawal" << endl;
cout << "5. Update and Display Account Statistics" << endl;
cout << "6. Exit" << endl << endl << endl;
cout << "Your choice, please (1-6) ";
cin >> selection;
double deposit, withdraw;
switch (selection) {
case 1:
cout << "Enter amount to deposit: " << endl;
cin >> deposit;
S.deposit(deposit);
cout << "Your balance is " <<fixed<<setprecision(2)<< S.balance << endl;
break;
case 2:
cout << "Enter amount to deposit: " << endl;
cin >> deposit;
C.deposit(deposit);
cout << "Your balance is " << fixed << setprecision(2) << C.balance << endl;
break;
case 3:
cout << "Enter amount to withdraw: " << endl;
cin >> withdraw;
S.withdraw(withdraw);
cout << "Your balance is " << fixed << setprecision(2) << S.balance << endl;
break;
case 4:
cout << "Enter amount to withdraw: " << endl;
cin >> withdraw;
C.withdraw(withdraw);
cout << "Your balance is " << fixed << setprecision(2) << C.balance << endl;
break;
case 5:
cout << "SAVINGS ACCOUNT MONTHLY STATISTICS:" << endl;
outfile << "SAVINGS ACCOUNT MONTHLY STATISTICS:" << endl;
cout << "Withdrawals: " << S.withdrawals << endl;
outfile << "Withdrawals: " << S.withdrawals << endl;
cout << "Deposits: " << S.deposits << endl;
outfile << "Deposits: " << S.deposits << endl;
S.monthlyProc();
cout << "Ending Balance: " << fixed << setprecision(2) << S.balance << endl;
outfile << "Ending Balance: " << fixed << setprecision(2) << S.balance << endl;
cout << "Press a key to continue..." << endl << endl;
_getch();
cout << "CHECKING ACCOUNT MONTHLY STATISTICS:" << endl;
outfile << "CHECKING ACCOUNT MONTHLY STATISTICS:" << endl;
cout << "Withdrawals: " << C.withdrawals << endl;
outfile << "Withdrawals: " << C.withdrawals << endl;
cout << "Deposits: " << C.deposits << endl;
outfile << "Deposits: " << C.deposits << endl;
C.monthlyProc();
cout << "Ending Balance: " << fixed << setprecision(2) << C.balance << endl;
outfile << "Ending Balance: " << fixed << setprecision(2) << C.balance << endl;
cout << "Press a key to continue..." << endl << endl;
_getch();
break;
}

}
  
}

int main()
{
outfile.open("bankOutput.txt");
Savings S;
checking C;
Menu(S,C);
outfile.close();
return 0;
}

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