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QUESTION 1 Ethical issues with the sale of consumer financial products largely a

ID: 380463 • Letter: Q

Question

QUESTION 1

Ethical issues with the sale of consumer financial products largely arise from the fact that the industry is based on

Deceptive advertising

Personal sales

Internet sales

Pyramid schemes

2 points   

QUESTION 2

The idea that corporations exist primarily for economic purposes is a key tenet of the _____view?

Societal

Competitive

Business

Classical

2 points   

QUESTION 3

When there is a temporary shortage of goods, such as water or lumber before a hurricane, there is a higher risk of

Misleading prices

Price gouging

Price-fixing

Predatory pricing

2 points   

QUESTION 4

Which of the following is an example of a purely market demand for corporate social responsibility?

Consumers pressure a clothing distributor not to sell clothes made in a sweatshop.

The National Organization for Women pushes for equal pay for women.

The U.S. government passes a law regulating the disposal of industrial waste.

A watchdog group publishes a list of companies who employ children overseas.

2 points   

QUESTION 5

Deception is an ever-present danger in financial selling mostly because,

the customer has to rely on the seller for all of the relevant information

financial salespeople often do not know very much about the securities they sell

there are not many laws that regulate financial services

no one ever has all the information at a given time

2 points   

QUESTION 6

A significant ethical issue facing Internet consumers is the inability to ________.

sell personal ads

track other consumers' information

create online accounts

identify how personal data are collected and used

a.

Deceptive advertising

b.

Personal sales

c.

Internet sales

d.

Pyramid schemes

Explanation / Answer

1. B ( personal sales)

2. D ( classical)

3. B ( price gouging)

4. A (consumers pressure a clothing distributor not to sell clothes made in a sweatshop)

5. A ( the customer has to rely on the seller for all of the relevant information)

6. D ( identify how personal data are collected and used)

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