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ONLY ANSWER IF U CAN DO THE REQUIREMENTS Using the Managed Care Answer Guide, pg

ID: 417361 • Letter: O

Question

ONLY ANSWER IF U CAN DO THE REQUIREMENTS

Using the Managed Care Answer Guide, pgs. 17-23, Analyze and Evaluate your managed care plan* either through your private/government insurance or from the health care exchange (Obamacare) using the nine criteria (pg.17). Based upon your evaluation, does your health plan meets your needs? Why or why not? *You do not have to give the actual name of your health plan.

Requirements: Submit your essay in a Word document. This assignment must be at least 500 words, with at least four references cited properly in APA format, and a title page (APA format).

This assignment must be well- written with proper grammar, spelling, and punctuation. Follow the rubric.

http://www.patientadvocate.org/requests/publications/Managed-Care.pdf

Explanation / Answer

Well Care Rx (HMO) is a Medicare Advantage HMO plan. This is for people living in Chicago .it is managed care plan offering services through selected network providers in each locality. The plan also covers Part D drugs.

BENEFITS OFFERED or COVERED SERVICES-the plan offers Preventive services including vaccination, obesity, CVS screenings. It offer Primary care physician visits for free. Specialists visits involve co-pay of $25.for emergency care and urgent care, there is no charge if admitted with 24 hrs. or else we will have to offer a co-pay.

The plan also offers dental, vision , mental services , wellness services and podiatry services with different co-pays.the plan also offer free trips around 20 per year but ambulance usage involves co-pay. Also for medical equipments like wheel chairs , a co-pay is included

The advantage, is lower out-of-pocket costs i.e. premium, co-payments etc

COST VS. BENEFITS

The premium is $14.50 per month, with Part D deductible is $405.00 per year( I pay 100% of your prescription costs until I have spent $405.00)

SERVICES OF THE PRIMARY CARE PHYSICIAN

Primary care visits are free. Referrals are required from primary care physician to visit other healthcare providers like specialists.

PRESCRIPTION DRUG BENEFITS

Part D deductible is $405.00 per year Tiered System. Tier 1 drugs are offered complete coverage. This included pure generics. For other drugs co-pay is included/

PROVIDER NETWORK AND GEOGRAPHIC SERVICE AREA

ONLY Limited network of providers (e.g., doctors, hospitals, skilled nursing facilities) have been provided which is disadvantage

COMMITMENT TO QUALITY OF CARE AND SERVICE

The plan follows ICD-10 Compliance and Hcca compliance. It is also accredited by quality institutions.

CUSTOMER SATISFACTION

3 star rating is provided in Medicare navigators site – based on all the major nine criteria

In customer satisfaction score, the plan scores 5 out of 5 which shows the commitment to customer care. The plan has served 4.3 million customers.

LIMITATIONS, MAXIMUMS, or EXCLUSIONS- the plan’s disadvantage is limitations ins the amount of payments

COBRA

COBRA - include transferability/portability of plan. it is available For up to 18 months after termination from job

my healthcare plan meets all my basic needs and is suffcient in terms of premium and co-paymnets. the preventive services offered are comprehensive. As I am primarliy on preventive services, this pla is apt for me. also the cosutomer service is good