Should Hospitals Be Allowed to Use Credit Scores in Determining What Type of Car
ID: 437060 • Letter: S
Question
Should Hospitals Be Allowed to Use Credit Scores in Determining What Type of Care Patients Receive?I need help elaborating on numbers 1-4 in response to the question that is posted below.
1. Absolutely. Hospitals should not have to provide free care to someone who has money stashed away in the bank or 401k plans. This is a good way to detect if someone is lying or trying to "game" the system.
2. Absolutely not. A hospital has no business accessing private information about patients without their knowledge.
3. Yes, under three stipulations: (1) the patient gives permission, (2) the patient gets to see the report, and (3) credit scores are not used as the sole criteria to make decisions about getting care.
4. Invent other options.
Explanation / Answer
1. Absolutely. Hospitals should not have to provide free care to someone who has money stashed away in the bank or 401k plans. This is a good way to detect if someone is lying or trying to "game" the system.
Elaboration: I agree with this because hospitals will have a clear understanding as to how much the patient can spend depending on the credit score that he/she has got. This is a legitimate way to check the status of the patient.
2. Absolutely not. A hospital has no business accessing private information about patients without their knowledge.
Elaboration: Hospitals are meant to treat and serve people. Hence, hospitals should never get into the mode of checking the credit score of the patient.
3. Yes, under three stipulations: (1) the patient gives permission, (2) the patient gets to see the report, and (3) credit scores are not used as the sole criteria to make decisions about getting care.
Elaboration: Hospitals can use the above three methods to check the credit report of the patient provided the permission is given by the patient. This should not be made mandatory and it should be at the complete discretion of the patient.
4. Invent other options.
Elaboration: There should be other ways as well as to how the patients should receive the care from the hospital. The other ways include the nature of disease the patient is suffering from.
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