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A study was done on 50 households to determine if income and the number of peopl

ID: 1095251 • Letter: A

Question

A study was done on 50 households to determine if income and the number of people living together played a role in credit card spending. Below is the regression output, with Income being annual household income in thousands of dollars, Household Size being the number of people living together in the household, and Amount Charged being the annual credit card purchases per household.

SUMMARY OUTPUT

Regression Statistics

Multiple R

0.908603921

R Square

0.825561086

Adjusted R Square

0.818138154

Standard Error

398.0910071

Observations

50

ANOVA

df

SS

MS

F

Significance F

Regression

2

35250755.67

17625377.84

111.2176

1.50876E-18

Residual

47

7448393.148

158476.4499

Total

49

42699148.82

Coefficients

Standard Error

t Stat

P-value

Lower 95%

Upper 95%

Intercept

1304.904779

197.6548431

6.601936785

3.29E-08

907.2745236

1702.535

Income
($1000s)

33.13300915

3.967905842

8.350250854

7.68E-11

25.15061221

41.115406

Household
Size

356.2959015

33.20089044

10.73151644

3.12E-14

289.5043251

423.08748

SUMMARY OUTPUT

Regression Statistics

Multiple R

0.908603921

R Square

0.825561086

Adjusted R Square

0.818138154

Standard Error

398.0910071

Observations

50

ANOVA

df

SS

MS

F

Significance F

Regression

2

35250755.67

17625377.84

111.2176

1.50876E-18

Residual

47

7448393.148

158476.4499

Total

49

42699148.82

Coefficients

Standard Error

t Stat

P-value

Lower 95%

Upper 95%

Intercept

1304.904779

197.6548431

6.601936785

3.29E-08

907.2745236

1702.535

Income
($1000s)

33.13300915

3.967905842

8.350250854

7.68E-11

25.15061221

41.115406

Household
Size

356.2959015

33.20089044

10.73151644

3.12E-14

289.5043251

423.08748

Explanation / Answer

In this case, Credit card spending = 1304.90 + 33.13Incmoe + 356.29*Household size

When household size and income = 0, then credit card spending = 1304.90

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