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1. If the required reserve ratio is 10% and the Fed conducts an open market purc

ID: 1158618 • Letter: 1

Question

1. If the required reserve ratio is 10% and the Fed conducts an open market purchase of $100, what is the maximum possible change in the money supply?

100, 1,000, 10,000 or 10

2. Suppose the Federal Reserve buys $50 million in Treasury bills from commercial banks. If the reserve ratio is 10%, the monetary supply might eventually _____ by _____

increase: 500, increase 450, decrease: 450, decrease: 500

3. Suppose your grandma sends you $100 for your birthday and you deposit it in your checking account. The reserve ratio is 10%. Based upon this deposit, the bank's reserves have increased by _____ and the bank's checkable deposits have increased by _____

$100: $100, $100: $90, $90: $100, or $10: $100

4. First National Bank has $80 million in checkable deposits, $15 million in deposits with the Federal Reserve, $5 million cash in the bank vault, and $5 million in government bonds. The bank has liabilities of

105 million, 95 million, 80 million, or 100 million

5. The reserve requirement is 10% and Jack withdraws $5,000 travel money from his checkable deposit. Assume that banks do hold excess reserves but the public holds no currency, only checkable bank deposits. As a result of the withdrawal, excess reserves _____ by _____.

increase: 5,000, increase: 500, decrease: 4,500, decrease: 500

6. Suppose a bank gets a new deposit of $100 cash and it has a 20% required reserve ratio. If the bank lends the maximum amount of money allowed, then the checkable deposits (including the original deposit) increase by

20, 100, 500 or 1,000

Explanation / Answer

Ans

1 multiplier is 1/10%=10 So maximum=100(10)=1000

2 increase by 50(10)=500. When fed buys securities it increases money supply

3 100(10%)=10 and deposits increase by 100

4 80 million which are Demand deposits

5 decrease by 5000(10%)=500

6 deposit multiplier =1/20%=5.so increase by 5(100)=500