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You purchase 650 shares of 2nd Chance Co. stock on margin at a price of $48. You

ID: 2382917 • Letter: Y

Question

You purchase 650 shares of 2nd Chance Co. stock on margin at a price of $48. Your broker requires you to deposit $16,000.

Suppose you sell the stock at a price of $55. What is your return? What would your return have been had you purchased the stock without margin? (Do not round intermediate calculations. Enter your answers as a percent rounded to 2 decimal places. Omit the "%" sign in your response.)

What is your return if the stock price is $47 when you sell the stock? (Negative values should be indicated by a minus sign. Do not round intermediate calculations. Enter your answers as a percent rounded to 2 decimal places. Omit the "%" sign in your response.)

You purchase 650 shares of 2nd Chance Co. stock on margin at a price of $48. Your broker requires you to deposit $16,000.

Explanation / Answer

Solution-1

Calculation of Return with Margin:

Gain Per Share = $55 - $48

Gain Per Share = $7

Total Profit = 650 x $7

Total Profit = $4,550

Margin = $16,000

Return = $4,550 / $16,000 = 0.29 or 29%

With margin = 29%

Calculation of Return without Margin:

Total Price Paid = $48 x 650

Total Price Paid = $31,200

Total Amount Received on Sale = $55 x 650

Total Amount Received on Sale = $35,750

Total Profit = $4,550

Return = $4,550 / $35,750

Return = 0.1273 or 12.73%

Without margin = 12.73%

Solution-2

Calculation of Return with Margin:

Return = $47 - $48 x(650)

Return = $650 Loss

With margin = $650 / $16,000

With margin = 0.040 or 4.0%

Calculation of Return without Margin:

Total Price Paid = $48 x 650

Total Price Paid = $31,200

Without margin = 650 / $31,200

Without margin = 0.020 or 2.0%

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