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fro rmation from the plaintiff to an insurance company following the plaintiff\'

ID: 239956 • Letter: F

Question

fro rmation from the plaintiff to an insurance company following the plaintiff's application talization. Physically the man has no notable problems; emotionally ctive 1. The plaintiff's physician received a release of information for major medical insurance. The physician released the following spi information: Enclosed is a summary of Mr. Millsaps's recent ho the patient is quite mercurial in his moods. He is a strong-will been no objective basis. He has completely resisted any constru ed here has advice by his wife, family, minister, or myself. The man needs psychi- atric help for his severe obsessions and depressions, some of which have suicidal overtones. He is an extremely poor insurance risk. The application for major medical insurance was rejected. Did the physi- cian have a right to release this information to the insurance company?

Explanation / Answer

According to HIPPA it is wrongful to share any details of the patient to others without their consent as this law protects the privacy of the patient. But in cases like this where the patient is suffering from some mental illnesses, it is extremely important to let the medical insurance company know the mental health of the client . Hiding any kind of such information is lawfully unethical, and can question the physician's practice and integrity . He can be convicted as a fraud and legally can be questioned. It is extremely important to discuss such issues with his nearest family member and understand the loop holes of such insurance. So that they can consider any other option to cover his medical expenses.