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An investor has the opportunity to invest in five new retail stores. The amount

ID: 2456217 • Letter: A

Question

An investor has the opportunity to invest in five new retail stores. The amount that can be invested in each store, the expected cash flow at the end of the first year, the growth rate of the cash flows, and the cost of capital is indicated for each case. It is assumed each investment will operate in perpetuity after the initial investment. Which investment should the investor choose? Show your work

A) Initial investment: $100,000; Cash flow in year 1: $12,000; Growth Rate: 1.25%; Cost of Capital: 9.0%

B) Initial investment: $90,000; Cash flow in year 1: $10,000; Growth Rate: 1.50%; Cost of Capital: 9.0%

C) Initial investment: $80,000; Cash flow in year 1: $8000; Growth Rate: 1.75%; Cost of Capital:8.0%

D) Initial investment: $60,000; Cash flow in year 1: $6000; Growth Rate: 2.50%; Cost of Capital: 7.5%

E) Initial investment: $50,000; Cash flow in year 1: $5,000; Growth rate: 2.00%; Cost of Capital: 7.0%

Explanation / Answer

A B C D E Initial investment               100,000              90,000              80,000              60,000              50,000 Cash flow in year 1                 12,000              10,000                 8,000                 6,000                 5,000 Growth                      1.25                   1.50                   1.75                   2.50                   2.00 Cost of capital                      9.00                   9.00                   8.00                   7.50                   7.00                 0.0125              0.0150              0.0175              0.0250              0.0200                 0.0900              0.0900              0.0800              0.0750              0.0700 1+g=                 1.0125              1.0150              1.0175              1.0250              1.0200 r-g=                 0.0775              0.0750              0.0625              0.0500              0.0500 Perpetuity Value =               156,774            135,333            130,240            123,000            102,000 Net cashflow                 56,774              45,333              50,240              63,000              52,000 Conclusion: Porject D with highest net cashflow could be selected Perpetuity Value = ( CFn x (1+ g) ) / (R - g) CFn = Cash Flow in the Last Individual Year Estimated, in this case Year 10 cash flow g = Long-Term Growth Rate R = Discount Rate, or Cost of Capital, in this case cost of equity

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