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Talkington Electronics issues a $353,700, 10%, 10-year mortgage note on December

ID: 2459258 • Letter: T

Question

Talkington Electronics issues a $353,700, 10%, 10-year mortgage note on December 31, 2013. The proceeds from the note are to be used in financing a new research laboratory. The terms of the note provide for semiannual installment payments, exclusive of real estate taxes and insurance, of $28,382. Payments are due June 30 and December 31.

1 Prepare an installment payments schedule for the first 2 years.

2 Prepare the entries for (1) the loan and (2) the first two installment payments.

3 Show how the total mortgage liability should be reported on the balance sheet at December 31, 2014. ( Talkington Electronics balance sheet December 31 2014 )

Explanation / Answer

1) Installment payments schedule for the first two years:

Total

(Installment)

The relevant calculations are given below:

2) Journal Entries:

Long Term Note Payable

Cash

(Issue of 10 year Mortgage NOte)

353,700

Interest Expense

Long Term Note Payable

Cash

(Payment of 1st Installment of Long term Note)

17,685

10,697

28,382

Interest Expense

Long Term Note Payable

Cash

(payment of 2nd installment of the Long Term Note)

17,150

11,232

28,382

3) For reporting purposes the principal payments due in the next twelve months should be reported as a Curent Liability and the balance should be reported under Long Term Liability. Hence, the reporting would be as under as on 12.31.2014:

LIABILITIES: (12.31.2014)

Current Liabilities:

Current Portion of Long term Notes: $   24,176

Long Term Liabilities:

Long Term Note Payable                  $ 331,770

Less: Current Portion           24,176

                                                        307,595

Date of Installment Principal Repayment Interest

Total

(Installment)

JUNE 30, 2014 10,697 17,685 28,382 DECEMBER 31,2014 11,232 17,150 28,382 JUNE 30, 2015 11,793 16,589 28,382 DECEMBER 31,2015 12,383 15,999 28,382
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