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In 2011, Herald and Mckayla purchased Series EE bonds, and in 2015 redeemed the

ID: 2484251 • Letter: I

Question

In 2011, Herald and Mckayla purchased Series EE bonds, and in 2015 redeemed the bonds, receiving $660 of interest and $2,840 of principal. Their income from other sources totaled $40,000. They paid $4,000 in tuition and fees for their dependent daughter. Their daughter is a qualified student at State University. (The proceeds from the Series EE bonds were used to pay the tuition and fees.)

Requirement a.How much of the Series EE bond interest is excludable?

A.$2,840

B.$3,500

C.$0

D.$660

Requirement b. Assuming that the daughter received a $2,250 scholarship (and the couple paid the remaining amount of tuition and fees), how much of the interest is excludable? Ignore any tax credits that might be available.

A.$330

B.$424

C.$660

D.$0

Explanation / Answer

a.

Answer is D.$660.

Since the amount paid for tution fees exceeds the principal and interest income, whole ot the amount of interest shall be excluded from tax.

b.

Answer is A.$330

Total principal and interest = $2840 + $660 = $3,500

Tution fees paid = $4,000 - $2,250 = $1,750

Percentage of amount paid for tution fees = $1,750 / $3,500 = 50%

Hence, excludable interest = $660 * 50% = $330

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