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P10-Special The XYZ Co. sold $3,000,000, 8%, 10 year bonds on January 1, 2018. T

ID: 2516344 • Letter: P

Question

P10-Special

The XYZ Co. sold $3,000,000, 8%, 10 year bonds on January 1, 2018. The bonds were dated January 1, 2018, and pay interest on January 1. The company uses the effective interest method to amortize bond premiums and discounts. Financial statements are prepared annually.

Instructions

a) Prepare the journal entries to record the issuance of the bonds assuming they are sold at:

        (1) 103 (i.e. 103% of face) due to the market interest rate of 7%

        (2) 98   (i.e. 98% of face) due to the market interest rate of 8.5%

b) Prepare amortization tables for both assumed sales for the first three interest payments.

c) Prepare the journal entries to record interest expense for 2018 under both of the bond issuances assumed in part (a).

d) Show the long-term liabilities balance sheet presentation for both of the bond issuances assumed in part (a) at December 31, 2018

Explanation / Answer

Solution:

First of all we solve all the requirements assuming bonds are sold at 103% of face due to the market interest rate 7% and then all the requirements assuming 98% of face and market interest rate 8.5%

Assuming bonds are sold at 103 (i.e. 103% of face) due to the market interest rate of 7%

Issue Price of the bonds = Face value $3,000,000 x 103% = $3,090,000

Face Value of the bonds = $3,000,000

Issue price is higher than face value, it means bonds are issued at premium.

Premium on Bonds Payable = $3,090,000 – 3,000,000 = $90,000

Part a – entry to record issuance of the bonds

Date

General Journal

Debit

Credit

Jan.1, 2018

Cash (Issue price)

$3,090,000

Bonds Payable (Face Value)

$3,000,000

Premium on Bonds Payable (Bal. fig)

$90,000

Part b -- amortization tables for for the first three interest payments at market interest rate 7%

Schedule of Amortization of Bond PREMIUM (Effective Rate Method)

Payment intervals

Date

Cash Paid (Face Value of the Bonds $3,000,000 x Coupon Rate 8%)

Interest Expense (Carrying Value at the beginning of period x Market Interest Rate 7%)

Premium Amortized (Cash Paid - Interest Expense)

Premium on Bonds Payable (Unamortized Portion B/S)

Par Value of Bonds Payable

Carrying Value of the bonds at the end of period (Par Value + Balance of Unamortized Bond Premium)

0

Jan.1, 2018

$90,000

$3,000,000

$3,090,000

1

Dec.31, 2018

$240,000

$216,300

$23,700

$66,300

$3,000,000

$3,066,300

2

Dec.31, 2019

$240,000

$214,641

$25,359

$40,941

$3,000,000

$3,040,941

3

Dec.31, 2020

$240,000

$212,866

$27,134

$13,807

$3,000,000

$3,013,807

Part c -- entries to record interest expense for 2018 at market interest rate 7%

Date

General Journal

Debit

Credit

Dec.31, 2018

Interest Expense

$216,300

Premium on Bonds Payable (Bal. fig)

$23,700

Interest Payable or Cash

(Face Value $3,000,000 * Coupon Rate 8%)

$240,000

Dec.31, 2019

Interest Expense

$214,641

Premium on Bonds Payable (Bal. fig)

$25,359

Interest Payable or Cash

(Face Value $3,000,000 * Coupon Rate 8%)

$240,000

Dec.31, 2020

Interest Expense

$212,866

Premium on Bonds Payable (Bal. fig)

$27,134

Interest Payable or Cash

(Face Value $3,000,000 * Coupon Rate 8%)

$240,000

Part d -- long-term liabilities balance sheet presentation

Balance Sheet (partial)

Long Term Borrowings:

Bonds Payable (face Value)

$3,000,000

Add: Premium on Bonds Payable

$66,300

Carrying Value of Bonds Payable

$3,066,300

Assuming bonds are sold at 98   (i.e. 98% of face) due to the market interest rate of 8.5%

Issue Price of the bonds = Face value $3,000,000 x 98% = $2,940,000

Face Value of the bonds = $3,000,000

Issue price is less than face value, it means bonds are issued at discount

Discount on Bonds Payable = 3,000,000 – 2,940,000 = $60,000

Part a – entry to record issuance of the bonds

Date

General Journal

Debit

Credit

Jan.1, 2018

Cash (Issue price)

$2,940,000

Discount on Bonds Payable (Bal. fig)

$60,000

Bonds Payable (Face Value)

$3,000,000

Part b -- amortization tables for for the first three interest payments at market interest rate 8.5%

Schedule of Amortization of Bond DISCOUNT (Effective Rate Method)

Payment intervals

Date

Cash Paid (Face Value of the Bonds $3,000,000 x Coupon Rate 8%)

Interest Expense (Carrying Value at the beginning of period x Market Interest Rate 8.5%)

Discount Amortized (Interest Expense - Cash Paid)

Discount on Bonds Payable (Unamortized Portion B/S)

Par Value of Bonds Payable

Book Value (Par Value - Balance of Unamortized Bond Discount)

0

Jan.1, 2018

$60,000

$3,000,000

$2,940,000

1

Dec.31, 2018

$240,000

$249,900

$9,900

$50,100

$3,000,000

$2,949,900

2

Dec.31, 2019

$240,000

$250,742

$10,742

$39,358

$3,000,000

$2,960,642

3

Dec.31, 2020

$240,000

$251,655

$11,655

$27,704

$3,000,000

$2,972,296

Part c -- entries to record interest expense for 2018 at market interest rate 7%

Date

General Journal

Debit

Credit

Dec.31, 2018

Interest Expense

$249,900

Discount on Bonds Payable (Bal. fig)

$9,900

Interest Payable or Cash

(Face Value $3,000,000 * Coupon Rate 8%)

$240,000

Dec.31, 2019

Interest Expense

$250,742

Discount on Bonds Payable (Bal. fig)

$10,742

Interest Payable or Cash

(Face Value $3,000,000 * Coupon Rate 8%)

$240,000

Dec.31, 2020

Interest Expense

$251,655

Discount on Bonds Payable (Bal. fig)

$11,655

Interest Payable or Cash

(Face Value $3,000,000 * Coupon Rate 8%)

$240,000

Part d -- long-term liabilities balance sheet presentation

Balance Sheet (partial)

Long Term Borrowings:

Bonds Payable (face Value)

$3,000,000

Less: Discount on Bonds Payable

($50,100)

Carrying Value of Bonds Payable

$2,949,900

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Date

General Journal

Debit

Credit

Jan.1, 2018

Cash (Issue price)

$3,090,000

Bonds Payable (Face Value)

$3,000,000

Premium on Bonds Payable (Bal. fig)

$90,000