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The yield-to-maturity on a bond is the interest rate you earn on your investment

ID: 2521982 • Letter: T

Question

The yield-to-maturity on a bond is the interest rate you earn on your investment if interest rates do not change If you a is known as the holding period yield Suppose that today y yleld-to-maturity has declined to 7 percent and you decide to selli What is your holding period yield? - 1283 percent ctually sell the bond before it matures, your realzed return a 9 percent annual coupon bond for $1,000. The bond has 12 years to maturity Three years from now, the 9.49 percent 13.01 percent 10.96 percent 8 84 percent

Explanation / Answer

Price of the bond when it was sold.

Price of the bond could be calculated using below formula.

P = C* [{1 - (1 + YTM) ^ -n}/ (YTM)] + [F/ (1 + YTM) ^ -n]

Where,

                Face value = $1000

                Coupon rate = 9%

                YTM or Required rate = 7%

                Time to maturity (n) = 9 years

                Annual coupon C = $90

Let's put all the values in the formula to find the bond current value

P = 90* [{1 - (1 + 0.07) ^ -9}/ (0.07)] + [1000/ (1 + 0.07) ^9]

P = 90* [{1 - (1.07) ^ -9}/ (0.07)] + [1000/ (1.07) ^9]

P = 90* [{1 - 0.54393}/ 0.07] + [1000/ 1.83846]

P = 90* [0.45607/ 0.07] + [543.93351]

P = 90* 6.51529 + 543.93351

P = 586.3761 + 543.93351

P = 1130.

So price of the bond is $1130.31

Bond was purchased for 1000

Gain = 1130.31 – 1000 = 130.

Holding period yield = 130/1000 = 13.01%

Correct option is C

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