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Question

Chrome File Edit View History Bookmarks People Window Help 100% Sun 3:50 AM Student Center Assignments-2017 Fall Term New Tab 5 You > C Secure https://bbhosted.cuny.edu/webapps/blackboard/content/listContent.jsp?course_id=-1447951-1&content;_id_-30459492-1&mode-...; AppsSuggested Sites Imported From IE Google Earth Student Center CChegg Study | Guid... Middle East News-f Homeo New Tab Lehman College Consider the following data: led An organization is planning to invest $500,000 in assets to begin operations. It pays taxes at a 30% rate. The organization plans to finance 10% of debt to acquire its assets, with an interest rate of 10%. Revenues are an estimated $250,000. Operating costs are also anticipated to be $120,000. Construct a P&L; statement using the above data to determine the impact the new capital structure would have on profit, dollar return and equity. Indicate the optimal choice for investors based on the ROE. All Equity Total? 796 Debt Equity ? Financed Total $? ALL EQUITY ?%DEBT Line 1 Line 2 Line 3 Operating Costs Operating Income 12

Explanation / Answer

Calculation of portion of Debt and equity in total investment.

Total Investment = $500,000

Debt = 10% of Investment = $50,000

Equity = 90% of the Investment = $450,000

Calculation of ROE under both situations

Particulars

All Equity

10% Debt

Revenues

250,000

250,000

Operating Costs

120,000

120,000

Operating Income

130,000

130,000

Interest Expense (10% of $50,000)

0

5,000

Taxable Income

130,000

125,000

Taxes (30%)

39,000

37,500

Profit

91,000

87,500

Return Dollar Amount

0.182

0.175

Return on Equity

91,000 / 500,000 = 18.2%

87,500 / 450,000 = 19.44%

Particulars

All Equity

10% Debt

Revenues

250,000

250,000

Operating Costs

120,000

120,000

Operating Income

130,000

130,000

Interest Expense (10% of $50,000)

0

5,000

Taxable Income

130,000

125,000

Taxes (30%)

39,000

37,500

Profit

91,000

87,500

Return Dollar Amount

0.182

0.175

Return on Equity

91,000 / 500,000 = 18.2%

87,500 / 450,000 = 19.44%

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