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Talkington Electronics issues a $400,000, 8%, 10-year mortgage note on December

ID: 2572971 • Letter: T

Question

Talkington Electronics issues a $400,000, 8%, 10-year mortgage note on December 31, 2018. The proceeds from the note are to be used in financing a new research laboratory. The terms of the note provide for annual installment payments, exclusive of real estate taxes and insurance, of $59,612. Payments are due on December 31.

Instructions

(a)  

Prepare an installment payments schedule for the first 4 years.

(b)  

Prepare the entries for (1) the loan and (2) the first installment payment.

December 31 debit Mortgage Payable $27,612

(c)  

Show how the total mortgage liability should be reported on the balance sheet at December 31, 2019.

Current liability—2019 $29,821

P10-7A Prepare installment payments schedule and journal entries for a mortgage note payable (LO 4. 5) Talkington Electronics issues a S400,000, 8%,10-year mortgage note on December 31, 2018. The proceeds from the note are to be used in financing a new research laboratory. The terms of the note provide for annual installment payments, exclusive of real estate taxes and insurance, of S59.612. Payments are due on December 31. Instructions (a) Prepare an installment payments schedule for the first 4 years (b) Prepare the entries for (1) the loan and (2) the first installment payment. December 31 debit Mortgage Payable $27,612 (c) Show how the total mortgage liability should be reported on the balance sheet at December 31, 2019. Current liability-2019 S29, 821

Explanation / Answer

(a) Instalment payment Schedule

(b) Entries for Loan and First instalment payment

(C) Balance Sheet as on December 31, 2019

Mortgage notes payable (400,000 8% - 10 yrs issued Dec 31 2018)

(Amt o/s as on Dec 31 2019 as per answer for (a))

Annual period Cash Payment Interest expense Reduction of Principal Principal balance Issue date $400,000 1 $59,612 $32,000 $27,612 $372,388 2 59,612 29,791 29,821 342,567 3 59,612 27,405 32,207 310,360 4 59,612 24,829 34,783 275,577 $124,423
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