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UMUC bank has a local subsidiary, which requires $75,000 cash every week. It use

ID: 2577583 • Letter: U

Question

UMUC bank has a local subsidiary, which requires $75,000 cash every week. It uses $safe armored trucks service for cash delivery. Service company charges $440 for each delivery.

In order to send cash to its subsidiary, the bank has to liquidate part of its securities portfolio which generates 15% annual return.

How many armored truck service trips PER YEAR should the bank order?

(Hint: The annual rate of return in this question is given as 12 * actual monthly rate of return. You can round off to the nearest whole number, for example if your answer is 17.62, you can answer 18.)

Explanation / Answer

Answer:- The cash required by the subsidiary per week = $75,000

Numberror of weeks in a year = 52

Total amount of cash required per year = $75,000×52 = $39,00,000

In oder to send the cash to its subsidiary, bank has to liquidate part of its cash in security portfolio for which the rate of return = 15%

= 39,00,000 × 15% = $5,85,000

Service company charges $440 for each delivery

Armored Truck service trips the bank orders per year = $585,000/440 = 1330 trips