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Question 44: Paul Sabin organized Sabin Electronics 10 years ago to produce and

ID: 2587011 • Letter: Q

Question

Question 44: Paul Sabin organized Sabin Electronics 10 years ago to produce and sell several electronic devices on which he had secured patents. Although the company has been fairly profitable, it is now experiencing a severe cash shortage. For this reason, it is requesting a $690,000 long-term loan from Gulfport State Bank, $195,000 of which will be used to bolster the Cash account and $495,000 of which will be used to modernize equipment. The company’s financial statements for the two most recent years follow:

     During the past year, the company introduced several new product lines and raised the selling prices on a number of old product lines in order to improve its profit margin. The company also hired a new sales manager, who has expanded sales into several new territories. Sales terms are 2/10, n/30. All sales are on account.

To assist in approaching the bank about the loan, Paul has asked you to compute the following ratios for both this year and last year:


          


            


            

The average collection period. (The accounts receivable at the beginning of last year totaled $440,000.) (Round your intermediate calculations and final answers to 1 decimal place. Use 365 days in a year.)


            


            


            

The total asset turnover. (The total assets at the beginning of last year were $3,112,000.) (Round your answers to 2 decimal places.)


            


            


          


          

Present the balance sheet in common-size format. (Round your percentage answers to 1 decimal place (i.e., 0.1234 should be entered as 12.3).)


            

Present the income statement in common-size format down through net income. (Round your percentage answers to 1 decimal place (i.e., 0.1234 should be entered as 12.3).)

Question 44: Paul Sabin organized Sabin Electronics 10 years ago to produce and sell several electronic devices on which he had secured patents. Although the company has been fairly profitable, it is now experiencing a severe cash shortage. For this reason, it is requesting a $690,000 long-term loan from Gulfport State Bank, $195,000 of which will be used to bolster the Cash account and $495,000 of which will be used to modernize equipment. The company’s financial statements for the two most recent years follow:

Explanation / Answer

Solution:

1-a) Working Capital = Total Current Assets – Total Current Liabilities

Current Year

Last Year

Total Current Assets (A)

2,043,000

1,672,000

Total Current Liabilities (B)

895,000

410,000

Working Capital (A-B)

1148,000

1262,000

Numerator

/

Denominator

=

Ratio

1-b)

Current Ratio

Current Assets

/

Current Liabilities

=

Current Ratio

times

Current Ratio (This year)

2,043,000

/

895,000

=

2.28

times

Current Ratio (last year)

1,672,000

/

410,000

=

4.08

times

1-c)

Acid Test Ratio

Current Assets - Inventory - Prepaid Expenses

/

Current Liabilities

=

Acid Test Ratio

times

Acid Test Ratio (This Year)

870000

(2043000-38000-1135000)

/

895,000

=

0.97

times

Acid Test Ratio (Last Year)

846000

(1672000-41000-785000)

/

410,000

=

2.06

times

1-d)

Average Collection Period

number of days in a year x Average Accounts Receivable

/

Net Credit Sales

=

Average Collection Period

days

Average Collection Period (This Year)

221555000

(365*( (724000+490000)/2)

/

5950000

=

37.2

days

Average Collection Period (Last Year)

169725000

(365*( (490000+440000)/2)

/

4920000

=

34.5

days

Hope the above calculations, working and explanations are clear to you and help you in understanding the concept of question.... please rate my answer...in case any doubt, post a comment and I will try to resolve the doubt ASAP…thank you

Pls ask separate question for remaining parts.

Current Year

Last Year

Total Current Assets (A)

2,043,000

1,672,000

Total Current Liabilities (B)

895,000

410,000

Working Capital (A-B)

1148,000

1262,000

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