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Arrange View Window Help 8. Your friend promises you an annuity of $1 every year

ID: 2616138 • Letter: A

Question

Arrange View Window Help 8. Your friend promises you an annuity of $1 every year for 10 years. The first payment occurs next year, which of the following is right about its present value at time zero ifr-10967 a. b. $6.14 $6.76 c. $5.59 d. No enough information e. None of the above 9. Your friend promises you an annuity of $1 every year for 10 years. The first payment occurs at year 2, which of the following is right about its present value at year one if r-10%? a. b. $6.14 $6.76 c. S5.59 d. No enough information e. None of the above 10. Which of the following is right about the mortgage type payment? a. The total payments at different time periods are different b. The total payment in each period consists of interest payment and principal payment c. The total payment in each period is calculated by dividing the total borrowed money by the number of years of borrowing d. The total payment in each period is the difference between the principal payment and interest None of the above payment e. unt

Explanation / Answer

8) The present value of the annuity at time 0 would be 6.14

          6.14

9) The present value of the annuity at time 0 would be 6.14

          6.14

10) In case of mortgage type of payment, the total payment in each period consists of interest and principal

Years Cash flow Discounting factor @ 10% Present value 1 1                  0.91           0.91 2 1                  0.83           0.83 3 1                  0.75           0.75 4 1                  0.68           0.68 5 1                  0.62           0.62 6 1                  0.56           0.56 7 1                  0.51           0.51 8 1                  0.47           0.47 9 1                  0.42           0.42 10 1                  0.39           0.39

          6.14

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