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1.Assume that you deposit $ 3,727 into an account that pays 6 percent per annum.

ID: 2632393 • Letter: 1

Question

1.Assume that you deposit $ 3,727 into an account that pays 6 percent per annum. How much money will be in the account 25 years from today? (Round your answer to 2 decimal places; record your answer without commas and without a dollar sign).

2.You borrowed some money at 8 percent per annum. You repay the loan by making three annual payments of $ 245 (first payment made at t = 1), followed by five annual payments of $ 440 , followed by four annual payments of $ 833 . How much did you borrow? (Round your answer to 2 decimal places; record your answer without commas and without a dollar sign).

Explanation / Answer

Problem 1:

Answer is $15995.80

To get the answer, use the future value formula with

n = 25

i = 0.06

PV = 3737

Problem 2

Answer is $3606.06

To determine this, use present value formula to calculate each set of payments.

Present Value of first 3 payments:

$631.39

Present value of next 5 payments:

$1394.60

Present value of last 4 payments:

$1580.07

Add the amounts together to get the total loan amount of $3606.06

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