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You are considering two mutually exclusive projects. The expected values for eac

ID: 2648639 • Letter: Y

Question

You are considering two mutually exclusive projects. The expected values for each project's end-of-year cash flows are:

Year

Project A

Project B

0

-$1,000,000

-$1,000,000

1

    550,000

    500,000

2

    700,000

    680,000

3

    600,000

    700,000

4

    500,000

    800,000

You have decided to evaluate these projects using the certainty equivalent method. The certainty equivalent coefficients for each project's cash flows are given below:

Year

Project A

Project B

0

1.00

1.00

1

0.95

0.90

2

0.85

0.70

3

0.80

0.60

4

0.75

0.55a) Given that the required rate of return is 8.5% p.a. and risk-free rate of return is 6% p.a., what is the NPV of each project?

b) Briefly discuss and justify which project, if any, should be preferred.

c) In practice, what factors are likely to influence the selection of the certainty equivalent coefficients for each project's expected cash flows?

Year

Project A

Project B

0

-$1,000,000

-$1,000,000

1

    550,000

    500,000

2

    700,000

    680,000

3

    600,000

    700,000

4

    500,000

    800,000

Explanation / Answer

Formula A B C D E = A*C F = B*D G = 1/(1+r)^t E*G F*G Certainity Equivalent Coefficients Risk Adjusted Cash Flow Present Value Factor Present Value Year Project A Project B Project A Project B Project A Project B Project A Project B 0 ($1,000,000) ($1,000,000) 1 1 ($1,000,000) ($1,000,000)              1.00 ($1,000,000) ($1,000,000) 1 $550,000 $500,000 0.95 0.9 $522,500 $450,000              0.92 $481,567 $414,747 2 $700,000 $680,000 0.85 0.7 $595,000 $476,000              0.85 $505,426 $404,341 3 $600,000 $700,000 0.8 0.6 $480,000 $420,000              0.78 $375,796 $328,821 4 $500,000 $800,000 0.75 0.55 $375,000 $440,000              0.72 $270,590 $317,493 NPV $633,379 $465,401 Both Projects give positive Cash Flow, However NPV of Project A is higher than B, Hence A should be selected

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