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Week 3 Individual Case Study Assignment 1 Cash flow forecasts and projected fina

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Question

Week 3 Individual Case Study Assignment 1

Cash flow forecasts and projected financial statements

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For the following Individual Case Study, you assume the role of someone who has been asked to provide a Business Report for a group of friends who have invested in an organisation, Fashion Clothing. They had heard you are taking an Accounting and Finance Module and have asked for your advice.

The scenario

A group of friends have formed a new business called Fashion Clothing, an online and mail-order clothing business, in which they have invested £200,000 of their own capital. They intend to manufacture and sell quality clothes. They have set up the business and are selling direct to the final consumer, using a combination of aggressive marketing across a range of different media and also with the use of an automated Web site that accepts online orders. To support this, they also have a department of telephone sales and support staff ready to help customers. The sales staff work in teams and receive a basic salary plus commission for each successful sale. By the start of July 20X5, they have spent £150,000 on tangible non-current assets, and they currently have the remaining £50,000 in their business bank account.

They provide you with the following forecasted figures for their first 6 months of trading:

£

Sales for the next 6 months

1,350,000

Cost of the materials used up in sales

390,000

Labour costs for the 6 months

480,000

Other expenses for the 6 months, including marketing costs and £15,000 depreciation of tangible non-current assets

345,000

Materials purchased during the 6 months

520,000

Their projected cash receipts and payments are estimated to be as follows:

Month (20X5)

Sales Receipts

Payments for Materials

Labour and Other Expenses

£

£

£

July

150,000

120,000

These payments are divided equally over each of the 6 months.

August

120,000

100,000

September

150,000

60,000

October

210,000

60,000

November

260,000

60,000

December

285,000

60,000

Totals

1,175,000

460,000

In addition to the above, they expect to have to pay a tax bill of £20,000 in December 20X5 and also plan to buy (and pay for) £30,000 additional tangible non-current assets in that same month. All transactions will go through their business bank account.

Required

You are asked to provide a Business Report (1,000 words for the main body of the report) for the friends who have invested in Fashion Clothing, commenting on the business’ prospects and including the following five financial statements:

Since none of the investors have a background in accounting and finance, you should also explain what each of these statements means as a part of your report.

Keep the following in mind:

Ideally a business report should be produced with a suitable structure and quality of discussion around the following key areas:

Executive summary

Table of contents

List of figures

2.1 Summary of the first 6 months business operations

2.2 Financial accounting statements

3.1 Initial analysis in context of the three financial statements.

3.2 Investigations to increase efficiency

ANNEX I: Statement of financial position Fashion Clothing – 01.07.20X5 and 31.12.20X5

ANNEX II: Income statement Fashion Clothing – 6 months to 31.12.20X5

ANNEX III: Statement of cash flows Fashion Clothing – 6 months to 31.12.20X5

ANNEX IV: Projected cash flow forecast for the first 6 months of trading

To complete the assignment:



£

Sales for the next 6 months

1,350,000

Cost of the materials used up in sales

390,000

Labour costs for the 6 months

480,000

Other expenses for the 6 months, including marketing costs and £15,000 depreciation of tangible non-current assets

345,000

Materials purchased during the 6 months

520,000

Explanation / Answer

Note: Interest on Bank overdraft not provided for.

Ans

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Ans 4

Ans5

Online Business Balance Sheet Jul-31 Assets Amount Amount   Plant and equipment, net of depreciation     1,50,000.00 Non-Current Assets    1,50,000.00 Bank Account         50,000.00 Current Assets        50,000.00 Total    2,00,000.00 Liabilities and Stockholders’ Equity   Common stock     2,00,000.00   Retained earnings Add:Net Profit   Total liabilities and stockholders’ equity    2,00,000.00
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