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For each scenario below determine if coverage applies and if so the amount paid

ID: 2685114 • Letter: F

Question

For each scenario below determine if coverage applies and if so the amount paid 1. Meat delivered to a restaurant was found to be bad after being served to customers at the restaurant. Five persons were taken ill and hospitalized. The court awarded $100,000 to each of the stricken persons. 2. While unloading one of their trucks with a hand truck, employees of FFG ran into a pedestrian on the sidewalk causing a severe concussion. The pedestrian was out of work for several months. The insured settlement for medical bills and loss time from work was $150,000. 3. Ralph an employee for FFG was also injured in the unloading incident and had hospital bills of $5,000 4. FFG is blamed for a fire at the warehouse that they lease. The total loss was $200,000 5. FFG has a retirement party for a key employee where alcohol is served. Following the party an FFG employee fails to yield at an intersection and collides with another vehicle. It is determined that the employee was intoxicated. The victims sue FFG and the court awards the victims $300,000 for their injuries.

Explanation / Answer

2. While unloading one of their trucks with a hand truck, employees of FFG ran into a pedestrian on the sidewalk causing a severe concussion. The pedestrian was out of work for several months. The insured settlement for medical bills and loss time from work was $150,000.

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