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1. Industrial supply has a $150,000 line of credit with a 6.5 percent interest r

ID: 2704901 • Letter: 1

Question

1. Industrial supply has a $150,000 line of credit with a 6.5 percent interest rate. The loan agreement requires a 2 percent compenstaing balance, which is based on the total amount borrowed, and which will be held in an interest free account. What is the effective interest rate if the firm borrows $91,800 on line of credit for 1 year?

a. 6.42 percent

b. 6.47 percent

c. 6.5 percent

d. 6.58 percent

e. 6.63 percent


2. The Corner Grocery had the following current acount values. What effect did the change in net working capital have on the firm's cash flows for 2009?

                                                        2008                     2009

cash                                              87                                112

accounts receivable                  309                               321

inventory                                       919                             868

acounts payable                         617                              714


a. net use of cash of $37

b. net use of cash of $83

c. net source of cash of $83

d. net source of cash of $111

e. net source of cahs of $135


3. The drug Store has paid annual dividends of $1.16, $1,20, $1,25, $1,10 and $.95 over the past five years respectively. what is the average dividend growth rate?

a. -4.51 percetn

b. -3.6 percent

c. 2.28 percent

d. 2.47 percent

e. 4.39 percent


4. XXX company has shareholder's equity of $141,800. The firm owes a total of $126,000 of which 60 percent is payable within the next year. The firm net fixed assets of $161,900. What is the net working capital?



Explanation / Answer

4. Current liabilities = .60