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A 30-year maturity bond making annual coupon payments with a coupon rate of 14.3

ID: 2709532 • Letter: A

Question

A 30-year maturity bond making annual coupon payments with a coupon rate of 14.3% has duration of 11.34 years and convexity of 185.7. The bond currently sells at a yield to maturity of 8%. a. Find the price of the bond if its yield to maturity falls to 7% or rises to 9%. (Do not round intermediate calculations. Round your answers to 2 decimal places.) b. What prices for the bond at these new yields would be predicted by the duration rule and the duration- with-convexity rule? (Do not round intermediate calculations. Round your answers to 2 decimal places.) c. What is the percent error for each rule? (Do not round intermediate calculations. Round Duration Rule to 2 decimal places and Duration-with-Convexity Rule to 3 decimal places.)

Explanation / Answer

Bond duration =11.34 years

Current Price = 1709.47

Yield =8%

Modified duration= 11.34/1.08=10.50 years

% change in bond price = - Modified Duration times the change in yield to maturity

YTM = 7% , then % change in YTM = -1%

So Bond price change = -10.5*(-0.01)= 10.5%

So Bond price when YTM=7 %= 1709.47*1.105=$1,888.96

When YTM =9%

Change in YTM =1%

So Bond price change = -10.5*(0.01)= -10.5%

So Bond price when YTM=9%

= 1709.47*89.5%=$1,529.97

Ans b.

For demand with convexity rule

% Price = - Modified Duration × y + 1/2× Convexity × (y)^2

Convexity=185.7

So , for YTM 7%

% price change = -10.5*(-0.01) +1/2*185.7*(-.01)^2

=0.105 + 0.009285=0.114285=11.4285%

So bond price =1709.47*1.1143=$1904.86

For YTM = 9%

% price change = -10.5*(-0.01) +1/2*185.7*(0.01)^2

=-0.105+0.009285=-0.095715=-9.57%

So bond price =1709.47*90.43%=$1545.87

YTM

Bond Price $ as per duration rule

Bond Price $ as per duration –convexity rule

7%

$1,888.96

$1904.86

9%

$1,529.97

$1545.87

% error

Ans c.

YTM

Bond Price $

Bond Price $ as per duration rule

Bond Price $ as per duration –convexity rule

% Error duration rule

% error duration convexity rule

7%

          2,029.50

$1,888.96

$1,904.86

7%

6%

9%

          1,451.61

$1,529.97

$1,545.87

-5%

-6%

period cash flow cash flow*period dicount factor @8% PV of cash flow dicount factor @7% PV of cash flow dicount factor @9% PV of cash flow 1 143                143 0.925925926             132.41 0.934579          133.64 0.917431          131.19 2 143                286               0.857             245.20 0.873          249.80 0.84168          240.72 3 143                429               0.794             340.55 0.816          350.19 0.772183          331.27 4 143                572               0.735             420.44 0.763          436.38 0.708425          405.22 5 143                715               0.681             486.62 0.713          509.79 0.649931          464.70 6 143                858               0.630             540.69 0.666          571.72 0.596267          511.60 7 143            1,001               0.583             584.07 0.623          623.37 0.547034          547.58 8 143            1,144               0.540             618.07 0.582          665.82 0.501866          574.14 9 143            1,287               0.500             643.82 0.544          700.04 0.460428          592.57 10 143            1,430               0.463             662.37 0.508          726.94 0.422411          604.05 11 143            1,573               0.429             674.63 0.475          747.32 0.387533          609.59 12 143            1,716               0.397             681.45 0.444          761.92 0.355535          610.10 13 143            1,859               0.368             683.55 0.415          771.42 0.326179          606.37 14 143            2,002               0.340             681.60 0.388          776.41 0.299246          599.09 15 143            2,145               0.315             676.19 0.362          777.45 0.274538          588.88 16 143            2,288               0.292             667.85 0.339          775.02 0.25187          576.28 17 143            2,431               0.270             657.02 0.317          769.59 0.231073          561.74 18 143            2,574               0.250             644.14 0.296          761.55 0.211994          545.67 19 143            2,717               0.232             629.56 0.277          751.27 0.19449          528.43 20 143            2,860               0.215             613.61 0.258          739.08 0.178431          510.31 21 143            3,003               0.199             596.56 0.242          725.26 0.163698          491.59 22 143            3,146               0.184             578.68 0.226          710.09 0.150182          472.47 23 143            3,289               0.170             560.17 0.211          693.80 0.137781          453.16 24 143            3,432               0.158             541.22 0.197          676.61 0.126405          433.82 25 143            3,575               0.146             522.01 0.184          658.69 0.115968          414.59 26 143            3,718               0.135             502.68 0.172          640.22 0.106393          395.57 27 143            3,861               0.125             483.35 0.161          621.35 0.097608          376.86 28 143            4,004               0.116             464.12 0.150          602.21 0.089548          358.55 29 143            4,147               0.107             445.09 0.141          582.91 0.082155          340.69 30 1143          34,290               0.099          3,407.65 0.131      4,504.58 0.075371      2,584.48 Total       19,385.36    23,014.48    16,461.27 Duration =11.34 Current price          1,709.47      2,029.50      1,451.61 Ans a. YTM Bond Price $ 7%           2,029.50 9%           1,451.61
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