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Conduct an analysis of your selected organization’s financial statements and ide

ID: 2723602 • Letter: C

Question

Conduct an analysis of your selected organization’s financial statements and identify the organization’s short and long term financing risks in its future financial planning. • evaluate the entire selected organization and identify any ethical or unethical behavioral issues (or highlight any ethical behavioral best practices) you find. Financial Management Principles 1. The Principle of risk-return Trade-Off: There is a Trade- off between Risk and Return. 2. The Principle of Diversification: Diversification is Beneficial. 3. The Principle of Capital Market Efficiency: The Capital Markets reflect all information quickly. 4. The Principle of Incremental Benefits: Financial Decisions are based on Incremental benefits.

Explanation / Answer

Have chosen an automobile company, operating worldwide. Following is the tabular summary of the ratios and analysis:

Co. has got Decent ratios if seen for an overall view. while talikng about liquidity, co. is not much of a liquid organisation. its current ratio as well quick ratio are below what teh ideal ratios are. Co. relies upon stock to get current liabilities payment which can be acceptable as its an automobile co. Inventory sale generates cash for day to day expenses. So for short term solvency, it can be said co. is operating fine as compared to industry. but short term solvency should be enhanced to avoid any future problem.

For long term solvency, Co. is operating with very low amount of debt. Co. here is in Risk return trade off as well. because if we see profiltabilty ratios, which have increased decently in past year, is because co. is investing in assets through equity funds majorly. Co. is risking through stakeholders euiqty and taking higher risk through investing less in debt.

Co. can increase its debt to play thorugh D/E ratio. It can focus upon sales increase and get aditonal earning for the stakeholders resultinmg in further increased profits.

Following is the data for the co.:

2015 2014 2015 2014 Liabilities and Equities Current laibilities                5,301,054.00                        4,751,800.00 Sales revenue    13,328,099.00    12,506,091.00 Non current laibilities                5,741,962.00                        4,737,710.00 Financial Income            27,037.00            24,072.00 Financial liabilities                3,926,276.00                        3,224,512.00 Other financial liabilities                      61,147.00                              72,993.00 Cost of sales    10,330,784.00      9,590,557.00 Retirenment benefits                    592,724.00                           463,163.00 Selling, general and admn overheads      1,720,550.00      1,493,298.00 Provisions                    182,661.00                           140,103.00 Research and development          606,162.00          598,372.00 Deferred tax liabilities                    744,410.00                           640,150.00 Operating profit          670,603.00          823,864.00 Other non current liabilities                    234,744.00                           196,789.00 EBIT          697,640.00          847,936.00 Total Liabilities              11,043,016.00                        9,489,510.00 Interest expense            18,194.00            12,803.00 EBT          679,446.00          835,133.00 Equity                7,382,820.00                        6,558,928.00 Other non operating income/expenses- Net          (20,877.00)            39,537.00 Common Stock                      86,067.00                              86,067.00 Profits before taxes          658,569.00          874,670.00 Capital surplus                    171,117.00                           171,117.00 Income tax          245,139.00          267,992.00 Treasury stock                    (26,165.00)                           (26,149.00) Profits after taxes          413,430.00          606,678.00 Retained earnings                6,083,573.00                        5,831,140.00 Other components                    794,034.00                           273,359.00 Equity attributable to owners of the parent                7,108,626.00                        6,335,534.00 Non-controlling interests                    274,194.00                           223,394.00 Total Sources of funds              18,425,836.00                     16,048,438.00 Assets current assets                6,296,140.00                        5,549,158.00 Current assets: Non current assets              12,129,697.00                     10,499,280.00 Cash and cash equivalents      1,471,730.00      1,193,584.00 Investments                    614,975.00                           552,081.00 Trade recievables          820,681.00          736,871.00 Recievable form financial services                3,584,654.00                        3,416,080.00 Recievables from fianancial services      2,098,951.00      1,935,142.00 other financial assets                    350,579.00                           297,798.00 Other financila assets            92,708.00          102,020.00 Equipment on operating leases                3,335,367.00                        2,427,407.00 Inventories      1,498,312.00      1,334,775.00 PPE                3,189,511.00                        2,821,542.00 Other current assets          313,758.00          246,766.00 Intangible assets                    759,535.00                           669,783.00      6,296,140.00      5,549,158.00 Deferred tax asset                    138,069.00                           173,000.00 Other non current assets                    157,007.00                           141,589.00 Current liabilities: Total Assets              18,425,837.00                     16,048,438.00 Trade payables      1,157,738.00      1,079,318.00 Financing liabilities      2,833,563.00      2,622,436.00 Accrued expenses          377,372.00          356,466.00 Short term financial position Other financial liabilities          109,715.00            78,495.00 Current ratio Current assets/current laibilities Income taxes payable            53,654.00            42,702.00 1.187714745 1.167801254 Provisions          294,281.00          185,375.00 Quick ratio Quick assets/current liabilities Other current liabilities          474,731.00          387,008.00 1471730+820681 1193584+736871      5,301,054.00      4,751,800.00 2292411 1930455                                 0.43                                        0.41 Asset turnover ratios Recievable turnover ratio Annual credit sales/accounts recievables (Note: assuming all the sales are credit sales) 13328099/820681 12506091/736871 16.24 16.97 Average collection period (Accounts recievable/annual credit sales)*365 (820681/13328099)*365 (736871/12506091)*365 22 22 Inventory turnover ratio Cost of goods sold/average inventory 10330784/1498312 9590557/1334775 6.89 7.19 Inventory period (average inventory/cost of goods sold)*365 53 51 Financial leverage ratio- Long term Financial position Debt ratio Total debt/ total assets Debt= fiancial liabilities+other financial liabilities+ other non current assets                                 0.23                                        0.22 Debt to equity ratio Total debt/total equity                                 0.57                                        0.53 Interest coverage EBIT/interest 38.34 66.23 Profitabilty ratios Gross profit margin ratio GP/Sales GP= Sales- Cost of sales                              22.49                                      23.31 Return on assets Net income/total assets Net income= Profit after taxes 2% 4% Return on equity Net income/ shareholders' funds 6% 9%
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