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Complete Problem 22 in the Questions and Problems section of Chapter 13 (shown b

ID: 2726371 • Letter: C

Question

Complete Problem 22 in the Questions and Problems section of Chapter 13 (shown below). When you pick the best choice for your portfolio, defend your decision in a one-page essay following APA guidelines. You have been given the following return information for two mutual funds (Papa and Mama),

Year            Papa Fund          Mama Fund    Market       Risk-free

2008              -12.6%                  -22.6             -24.5%           1%

2009                25.4                     18.5              19.5               3

2010                8.5                        9.2                9.4                2

2011                15.5                     8.5                  7.6               4

2012                2.6                       -1.2                -2.2              2

Calculate the Sharpe ratio, Treynor ratio, Jensen’s alpha, information ratio, and R-squared for both funds and determine which is the best choice for your portfolio.

Explanation / Answer

Calculate the Sharpe ratio, Treynor ratio, Jensen’s alpha, information ratio, and R-squared for both funds and determine which is the best choice for your portfolio.

Given Information:

Year

Papa Fund

Mama Fund

Market

Risk-Free Rate

2008

-12.60%

-22.60%

-24.50%

1.00%

2009

25.40%

18.50%

19.50%

3.00%

2010

8.50%

9.20%

9.40%

2.00%

2011

15.50%

8.50%

7.60%

4.00%

2012

2.60%

-1.20%

-2.20%

2.00%

Averages

7.88%

2.48%

1.96%

2.40%

Standard Deviation

14.25%

15.66%

16.68%

Year

Papa Fund Excess

Mama Fund Excess

Market Excess

Papa Fund Excess Diff

Mama Fund Excess Diff

2008

-13.60%

-23.60%

-25.50%

11.90%

1.90%

2009

22.40%

15.50%

16.50%

5.90%

-1.00%

2010

6.50%

7.20%

7.40%

-0.90%

-0.20%

2011

11.50%

4.50%

3.60%

7.90%

0.90%

2012

0.60%

-3.20%

-4.20%

4.80%

1.00%

Sharpe Ratio

(7.8-2.4)/14.25 = 0.3845

(2.48-2.4) / 15.66 = 0.0051

Treynor Ratio

(7.88-2.40) / 80.99 (Beta) = 0.0677

(2.48-2.4) / 93.42 (Beta) = 0.0009

Jensen's Ratio
(Jensen's Alpha
, or just "Alpha", is used to measure the risk-adjusted performance of a security )

5.84%

0.49%

Tracking Error

4.68%

1.13%

Coefficients (Alpha)

5.84%

0.49%

Coefficients (Beta)

0.8099

0.9342

Information Ratio

1.2482

0.4345

Correlation

0.9635

0.9996

R-squared

92.83%

99.91%

R-squared

92.83%

99.91%

I think the best option for my portfolio would be Papa Fund. It has a Sharpe ratio of 0.3845 which means that the risk involved is 0.3845 as opposed to the Sharpe ratio of 0.0051 of Mama Fund. The more the value of a portfolio’s Sharpe ratio, the more risk-adjusted it is.

Furthermore, the Treynor ratio of Papa Fund is 0.0677 whereas 0.0009 of Mama Fund. The Treynor ratio represents the return centered on methodical and calculated risk. Papa Fund’s ratio is higher than Mama Fund’s; nevertheless I believe that a risk should be taken for the return.

In closing, Papa Fund is a better option compared to Mama Fund. The Jensen’s ratio of the former is 5.84% whereas 0.49% of the latter. This indicates that Papa fund has hit the market with a positive Alpha. Mama fund on the other hand shows underperformance. Therefore, Papa fund is a great investment option to increase your portfolio.

Given Information:

Year

Papa Fund

Mama Fund

Market

Risk-Free Rate

2008

-12.60%

-22.60%

-24.50%

1.00%

2009

25.40%

18.50%

19.50%

3.00%

2010

8.50%

9.20%

9.40%

2.00%

2011

15.50%

8.50%

7.60%

4.00%

2012

2.60%

-1.20%

-2.20%

2.00%

Averages

7.88%

2.48%

1.96%

2.40%

Standard Deviation

14.25%

15.66%

16.68%

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