What parties are responsible for financing health care? What is the highest pers
ID: 2746198 • Letter: W
Question
What parties are responsible for financing health care? What is the highest personal care expenditure? Why is healthcare in the USA so expensive compared to other countries? What factors are currently driving the cost of healthcare upwards? Why is health insurance not a "typical insurance ? What is the difference between community rated and experience rated health insurance'? What were the major implications of blue cross blue shield? What prompted the creation of HMO legislation? How do HMO's project health service use? What is capitation? What is the purpose of co-pays? What does the term disease management refer to as it pertains to HMO's? Why was there a backlash against HMO's in the 1990's? What is the purpose of the National Committee on Quality Assurance? Describe how Healthcare Effectiveness Data and Information Set works Why is the Medicare Act of 1965 so significant in the process of financing healthcare? Why was the diagnosis related group prospective payments effective in reducing the cost of health care? What is the purpose of "Hospital Compare" on the Medicare and Medicaid website? Describe the Medicaid system What are the challenges facing the implementation of the Affordable Care Act in the coming years?Explanation / Answer
1) the parties that are responsible for health care are government that funds for specific people from the taxes collected, and the individuals and the employers who pay and contribute for their health care. It is mostly provided by the private organisations and individuals in a market based system.
2) The highest care expenditure is hospital care and physician care services.Also the spending on medicare, private insurances also increased.
3) the factors that drive up the health care cost are increased expenses and fees of the doctors, getting old and sickness in the people, more problems related to health, tax breakup according to insurance type, new technological changes in the drug , medical advances etc, increased awareness for medical care etc.
4) Health insurance is not a typical insurance where the insurnce is taken against the risk of medical expenses in the future,A typical insurance can be taken as a general insurance or life inurance that promises to pay a certain sum after the happening of a specific event or death of the person.Hence health insurance is not a typical insurance like other types.
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