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Company Coupon Maturity Last Price Yield International Paper (IP) 6.750 Sep 01,

ID: 2770473 • Letter: C

Question

Company                             Coupon                Maturity               Last Price             Yield

International Paper (IP)          6.750                     Sep 01, 2011          108.198                 5.468

Sara Lee (SLE)                      3.875                     Jun 15, 2013          89.700                   5.235

Wells Fargo (WFC)              7.250                     Aug 24, 2005         109.645                 2.191

General Motors (GM)           7.125                     Jul 15, 2013          101.201                 6.952

Lincoln National (LNC)         6.200                     Dec 15, 2011          105.903                 5.307

a. Explain why the International Paper bond isselling at a premium but the Sara Lee is selling at a discount.

b. Why is the yield (yield to maturity) on theGeneral Motors bond so much higher than the yield on the Sara Leebond?

c. Why is the yield (yield to maturity) on theWells Fargo Bank bond so much less than the yield on the LincolnNational Corp. bond?

Explanation / Answer

a.       Explain why theinternational Paper Bond is selling at a premium but the Sara Leeis selling at a discount.

This is because the International Paper Bond is offering ahigher Coupon Rate than Sara Lee’s.

b.      Why is the yield (yield tomaturity) on the General Motors bond so much higher than the yieldon the Sara Lee bond?

GM bond has a higher YTM than SLEsince the coupon payments of GM are much higherthan SLE’s. The YTMcould also be higher because GM bonds have a higher credit riskthan SLE’s.

c.       Why is the yield (yield tomaturity) on the Wells Fargo Bank bond so much less than yield onthe Lincoln National Corp. bond?

This is because WellsFargo’s bond has a higher price thanLincoln National Corp.; this is in addition to the factthat Lincoln’s has a longertime to maturity.

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