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Calculating interest rates The real risk-free rate (r*) is 2.80% and is expected

ID: 2808282 • Letter: C

Question

Calculating interest rates

The real risk-free rate (r*) is 2.80% and is expected to remain constant into the future. Inflation is expected to be 4.05% per year for each of the next four years and 2.85% thereafter.

The maturity risk premium (MRP) is determined from the formula: 0.10 x (t – 1)%, where t is the security’s maturity. The liquidity premium (LP) on all Gauge Imports Inc.’s bonds is 0.50%. The following table shows the current relationship between bond ratings and default risk premiums (DRP):

1. Gauge Imports Inc. issues fourteen-year, AA-rated bonds. What is the yield on one of these bonds? (Hint: Disregard cross-product terms; that is, if averaging is required, use an arithmetic average.)

A. 8.59%

B. 8.09%

C. 7.29%

D. 5.40%

2. Based on your understanding of the determinants of interest rates, if everything else remains the same, which of the following will be true?

A. The yield on a AAA-rated bond will be higher than the yield on a BB-rated bond.

B. A AAA-rated bond has less default risk than a BB-rated bond.

Rating Default Risk Premium U.S. Treasury — AAA 0.60% AA 0.80% A 1.05% BBB 1.45%

Explanation / Answer

1.

the yield on one of these bonds

=2.80%+((4.05%*4+2.85%*10)/14)+(0.10*(14-1)%)+0.50%+0.80%

=8.59%

2.

B. A AAA-rated bond has less default risk than a BB-rated bond.

because AAA rated bonds has better credit profile than BB rated bonds

the above is answer..

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