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An investment advisor must invest $200,000 for a client (all of this must be inv

ID: 2935460 • Letter: A

Question

An investment advisor must invest $200,000 for a client (all of this must be invested). The annual rate of return for the portfolio must be at least 9.5%, and no stock can account for more than 40% of the total investment. The four stocks being considered and the relevant financial data are as follows:

                                                                                                           

Stock

Acme

Bravo

Centaur

Delta

Price per share

$100

$50

$80

$40

Annual rate of return

0.11

0.09

0.08

0.10

   beta

1.7

1.4

1.0

1.5

                 

Beta is a measure of risk. A high beta indicates that the return on a stock is volatile. Thus, a low beta is usually desirable. The beta (or average beta) for a portfolio of stocks is a weighted average of the betas and the weights are determined by the amount of money that is put into each stock.   For example, if $20,000 were put into each of the first two stocks, and $80,000 were put into each of the other two, the beta for the portfolio would be:

   Total beta for portfolio =1.7(20,000) + 1.4(20,000) + 1.0(80,000) + 1.5(80,000) = 262,000

   Average beta (or simply beta) = (total beta)/(total dollars invested) = 262,000/200,000 = 1.31

Linear programming is used to develop an investment portfolio that minimizes risk.

The variables are defined as:

A = $ invested in Acme                       B = $ invested in Bravo

C = $ invested in Centaur                 D = $ invested in Delta

Minimize total beta = 1.7A + 1.4B + 1.0C + 1.5D

Subject to:

A + B + C + D = 200,000 Total invested

0.11A + 0.09B + 0.08C + 0.10D > 19,000                                     Return is at least 9.5% of investment

A < 80,000                              Maximum $ in Acme

B < 80,000                              Maximum $ in Bravo

C < 80,000                              Maximum $ in Centaur

D < 80,000                              Maximum $ in Delta

A, B, C, D > 0

a. If the company invested $50,000 in each stock, calculate the number of shares, the beta (i.e. average beta) for the portfolio, and give the return as a percent.   Put answers on answer sheet.

b. Find the optimal solution using computer software and fill in the table.

Note: The objective is expressed as the total beta and the return in constraint 2 is expressed in dollars. This is to avoid round-off errors. You will calculate the average beta (or simply beta) and the percent return after finding the optimal solution.

Answer Sheet:

Acme

Bravo

Centaur

Delta

2 a.

$ invested

Number of shares

Portfolio return (%)

Portfolio beta

Acme

Bravo

Centaur

Delta

2 b.

$ invested

Number of shares

Portfolio return (%)

Portfolio beta

Stock

Acme

Bravo

Centaur

Delta

Price per share

$100

$50

$80

$40

Annual rate of return

0.11

0.09

0.08

0.10

   beta

1.7

1.4

1.0

1.5

Explanation / Answer

Acme Bravo Centaur Delta 2A $ invested 50000 50000 50000 50000 Number of shares 500 1000 625 1250 Portfolio return (%) 9.50% Portfolio beta 1.4 Acme Bravo Centaur Delta 2 b. $ invested 60000 0 80000 60000 Number of shares 600 0 1000 1500 Portfolio return (%) 9.50% Portfolio beta 1.52

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