15. Which of the following in a statute (such as the FCRA), enables an individua

Question

15. Which of the following in a statute (such as the FCRA), enables an individual to directly
bring a lawsuit against a person who violates the statute?
A. Consent Decree.
B. Preemption Clause.
C. Indemnity Provision.
D. Private Right of Action.
16. The Health Insurance Portability and Accountability Act ("HIPAA") applies to whom?
A. Healthcare facilities
B. Health Plan
C. Covered Entities & their Business Associates
D. All of the above.
17. Which of the following is NOT a type of safeguard mandated by the Security Rule of the
Health Insurance Portability and Accountability Act ("HIPAA")?
A. Technical.
B. Administrative.
C. Executorial.
D. Physical.
18. How does the FTC interpret the term "financial institution" with respect to enforcement of
the Gramm-Leach-Bliley Act ("GLBA")?
A. A bank operating in the United States.
B. A business that is significantly engaged in financial activities.
C. A lender regulated by federal and state banking laws.
D. Any business whose main purpose is to lend money and extend credit.
19. Which of the following types of calls is NOT regulated by the National Do Not Call
Registry?
A. Calls to consumers living in Puerto Rico and the District of Columbia.
B. Automated telephone calls.
C. Calls from political organizations, charities, telephone surveyors, or companies with which a
consumer has an existing business relationship.
D. Calls made manually without the assistance of an automated dialer.
20. A company enjoying an existing business relationship with a consumer may call the
consumer for up to how long after the consumer's last purchase?
A. 6 months.
B. 12 months.
C. 18 months.
D. 24 months.

Explanation / Answer

Answer)

15. Which of the following in a statute (such as the FCRA), enables an individual to directly bring a lawsuit against a person who violates the statute?

A. Consent Decree.

B. Preemption Clause.

C. Indemnity Provision.

D. Private Right of Action.

D. Private Right of Action - enables the individual to directly bring a lawsuit against a person who violates the statute. This allows private parties to bring a lawsuit.

16. The Health Insurance Portability and Accountability Act ("HIPAA") applies to whom?

A. Healthcare facilities

B. Health Plan

C. Covered Entities & their Business Associates

D. All of the above.

D. All of the above

HIPAA applies to all of the above as : Healthcare facilities, Health Plan and also Covered Entities & their Business Associates.

17. Which of the following is NOT a type of safeguard mandated by the Security Rule of the Health Insurance Portability and Accountability Act ("HIPAA")?

A. Technical.

B. Administrative.

C. Executorial.

D. Physical.

C. Executorial is NOT a type of safeguard mandated by the Security Rule of the Health Insurance Portability and Accountability Act ("HIPAA"). Administrative, Technical, Physical are safeguards which are mandated by HIPAA.

18. How does the FTC interpret the term "financial institution" with respect to enforcement of the Gramm-Leach-Bliley Act ("GLBA")?

A. A bank operating in the United States.

B. A business that is significantly engaged in financial activities.

C. A lender regulated by federal and state banking laws.

D. Any business whose main purpose is to lend money and extend credit.

B. A business that is significantly engaged in financial activities. - GLBA's privacy protections regulate the financial institutions where the businesses are engaged in banking and other financial activities.

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