Academic Integrity: tutoring, explanations, and feedback — we don’t complete graded work or submit on a student’s behalf.

get your opinion 624.09“Authorized,” “unauthorized” insurer defined.— (1)An “aut

ID: 372100 • Letter: G

Question

get your opinion

624.09“Authorized,” “unauthorized” insurer defined.— (1)An “authorized” insurer is one duly authorized by a subsisting certificate of authority issued by the office to transact insurance in this state. (2)An “unauthorized” insurer is one not so authorized. What are some examples of authorized or unauthorized insurers? The only one insurer I can think that may be authorized are firms like Florida Farm Bureau, and I am not sure of unauthorized ones. Are there any firms that you can think of on either side?

Explanation / Answer

The answer is Foreign Insurer

An insurance company incorporated in one state is considered to be foreign insurer by other states in which it is licensed to write business

Explanation: An insurance company is said to be “domiciled” in the state that issued its primary license; it is “domestic” in that state. Once licensed in one state, it may seek licenses in other states as a “foreign” insurer.