In response to federal policy and service requirements, health insurance plans a

Question

In response to federal policy and service requirements, health insurance plans are increasingly developing high-deductible insurance policies and narrow networks. These types of policies require the consumer to pay more out of pocket. To portray this in a positive light, this trend has been labeled as "consumer-based" to suggest that the consumer must pay more from their own funds, and thus, encourage consumers to make better health care choices. On the other hand, this could be labeled as a burden on the consumer.

Write a 350- to 525-word article that identifies and evaluates the impact that federal or state health care policies have on consumer costs. Explore both positive and negative effects.

Explanation / Answer

the average cost per healthcare per individual in US is drastically increasing year on year. Hence to overcome this, the contribution from each individual must be increase with some proportionate, as part of this only the government is increasing the collections from people of US. hence, there is no doubt about that the amount paid by the policy holder is going to be use for their beneficiaries only.

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