In response to federal policy and service requirements, health insurance plans a

Question

In response to federal policy and service requirements, health insurance plans are increasingly developing high-deductible insurance policies and narrow networks. These types of policies require the consumer to pay more out of pocket. To portray this in a positive light, this trend has been labeled as "consumer-based" to suggest that the consumer must pay more from their own funds, and thus, encourage consumers to make better health care choices. On the other hand, this could be labeled as a burden on the consumer. Write a 350- to 525-word article that identifies and evaluates the impact that federal or state health care policies have on consumer costs. Explore both positive and negative effects.

Explanation / Answer

Healthcare policies are very important in the present world with the food we eat and the way we live. People are prone to many health hazards and it is always good to have health insurance. The money we pay now might turn out to be our life saver. However increasing the amount to be paid makes a person find it difficult to pay and hence people might stop takingthese policies. It is the responsibility of the government to provide proper health coverage plans to the citizens so that everyone are secured for their future health related costs.

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