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Which ones belong to Canada’s health care system: 1a; overall per capita cost of

ID: 1116314 • Letter: W

Question

Which ones belong to Canada’s health care system:

1a; overall per capita cost of health care

1b; waiting time to receive a needed health care

1c; health care access for the poorest citizens

1d) availability of all needed drugs

Which of the following is an example of adverse selection?

Patients without insurance eat unhealthier foods than those with insurance.

Consumers don’t know the full cost of health care.

Consumers trust that doctors are ordering only relevant procedures.

Insurance companies aren’t always fully aware of a patient’s family medical history.

a.

Patients without insurance eat unhealthier foods than those with insurance.

b.

Consumers don’t know the full cost of health care.

c.

Consumers trust that doctors are ordering only relevant procedures.

d.

Insurance companies aren’t always fully aware of a patient’s family medical history.

Explanation / Answer

1) Option C

health care access for the poorest citizens

Canada has a health care system which is a publicly funded health care system. The will provide the poorest citizens access to a quality health care.

2) Option D

Insurance companies aren’t always fully aware of a patient’s family medical history.

Adverse selection in case of insurance is that the insurance companies may not be aware of patient’s family medical history in order to provide the appropriate policy based on the risk involved.

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