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Which of the following characteristics do not pertain to fixed rate consumer mor

ID: 2439188 • Letter: W

Question

Which of the following characteristics do not pertain to fixed rate consumer mortgages?

Secondary markets have been developed for some mortgages.

They are considered a capital market instrument.

They represent a loan with no interest rate risk or default risk for banks.

The tax system is designed to benefit consumers taking out mortgages.

They are granted by banks.

a.

Secondary markets have been developed for some mortgages.

b.

They are considered a capital market instrument.

c.

They represent a loan with no interest rate risk or default risk for banks.

d.

The tax system is designed to benefit consumers taking out mortgages.

e.

They are granted by banks.

Explanation / Answer

Ans. They represent a loan with no interest rate risk or default risk for banks is the characteristics which do not pertain to fixed rate consumer mortgages. So the correct options is C. There is a risk and risk is centered around interest rate environment.

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