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Cecilia is considering two investments with the $5000 she received as college gr

ID: 2627256 • Letter: C

Question

Cecilia is considering two investments with the $5000 she received as college graduation gifts from her family and friends.

She can either invest it earning simple interest or compound interest. The interest rate she will receive will be 8.5% for

either investment. She is trying to determine the future value over the next 6 years using simple and compound interest.

Assume that interest is earned annually at the end of each year.

Simple Intereset Timeline

0 year--?

1--

2---

3---

4--

5---

6---


Compound Intereset Timeline

0 year-- ?

1--

2---

3---

4--

5---

6---

Explanation / Answer

simple interest

FV = n* (1+i) *present value

n: number of years

i: rate of interest

coumpound

FV = Present value * (1+i)n

year future value 0 5000 1 5425 2 5850 3 6275 4 6700 5 7125 6 7550
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