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You are considering purchasing the preferred stock of a firm but are concerned a

ID: 2630960 • Letter: Y

Question

You are considering purchasing the preferred stock of a firm but are concerned about its capacity to pay the dividend. To help allay that fear, you compute the times-preferred-dividednd-earned ratio for the past three years from the following data taken from thefirms financial statements:

Year                             20x1                 20x2                20x3

Operating income     $12,000,000        $15,000,000      $17,000,000

Interest                      $3,000,000        $5,900,000         $11,000,000

Taxes                        $4,000,000        $5,400,000         $4,000,000

Preferred dividends   $1,000,000      $1,000,000         $4,000,000

Common dividends   $3,000,000      $2,000,000            ------------

What does your analysis indicate about the firm's capacity to pay preferred stock dividends?

Please explain in detail and show all work. Thank you:-)

Explanation / Answer


Year

X1

X2

X3

Operating Income

$ 12,000,000

$ 15,000,000

$ 17,000,000

Interest

(3,000,000)

(5,900,000)

(11,000,000)

Taxes

(4,000,000)

(5,400,000)

(4,000,000)

Net Income

$ 5,000,000

$ 3,700,000

$ 2,000,000

Preferred Dividends

$ 1,000,000

$ 1,000,000

$1,500,000

Times-Preferred-Dividend-Earned

5.00

3.70

1.33

What does your analysis indicate about the firm

Year

X1

X2

X3

Operating Income

$ 12,000,000

$ 15,000,000

$ 17,000,000

Interest

(3,000,000)

(5,900,000)

(11,000,000)

Taxes

(4,000,000)

(5,400,000)

(4,000,000)

Net Income

$ 5,000,000

$ 3,700,000

$ 2,000,000

Preferred Dividends

$ 1,000,000

$ 1,000,000

$1,500,000

Times-Preferred-Dividend-Earned

5.00

3.70

1.33

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