Academic Integrity: tutoring, explanations, and feedback — we don’t complete graded work or submit on a student’s behalf.

Your grandfather has offered you a choice of one of the three following alternat

ID: 2652325 • Letter: Y

Question

Your grandfather has offered you a choice of one of the three following alternatives: $9,000 now; $3,800 a year for six years; or $46,000 at the end of six years. Use Appendix B and Appendix D for an approximate answer, but calculate your final answer using the formula and financial calculator methods.

     

Assuming you could earn 10 percent annually, compute the present value of each alternative: (Do not round intermediate calculations. Round your final answers to 2 decimal places.)

  

   

  

If you could earn 11 percent annually, compute the present value of each alternative: (Do not round intermediate calculations. Round your final answers to 2 decimal places.)

    

   

Your grandfather has offered you a choice of one of the three following alternatives: $9,000 now; $3,800 a year for six years; or $46,000 at the end of six years. Use Appendix B and Appendix D for an approximate answer, but calculate your final answer using the formula and financial calculator methods.

Explanation / Answer

Answer:-

a-1.

(1st Alternative)

Present value of $9000 received now:$9000

(2nd Alternative)

= 3800 * PVIFA at (r,n)

= 3800 * PVIFA at (10%, 6 year)

= 3800 * 4.355

= $16549

(3rd Alternative)

= 46000 * PVIF at (r,n)

= 46000 * PVIF at (10%, 6 year)

= 46000 * .565

= $25990

a-2.

3rd Alternative is the Best Answer because its Present Value is higher than the others.

b-1.

(1st Alternative)

Present value of $9000 received now:$9000

(2nd Alternative)

= 3800 * PVIFA at (r,n)

= 3800 * PVIFA at (11%, 6 year)

= 3800 * 4.231

= $16077.8

(3rd Alternative)

= 46000 * PVIF at (r,n)

= 46000 * PVIF at (10%, 6 year)

= 46000 * .535

= $24610

a-2.

3rd Alternative is the Best Answer because its Present Value is higher than the others.

Present Value $9000

(1st Alternative)

Present value of $9000 received now:$9000

$3800

(2nd Alternative)

= 3800 * PVIFA at (r,n)

= 3800 * PVIFA at (10%, 6 year)

= 3800 * 4.355

= $16549

$46000

(3rd Alternative)

= 46000 * PVIF at (r,n)

= 46000 * PVIF at (10%, 6 year)

= 46000 * .565

= $25990