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B18. (Default risk) You buy a veryrisky bond that promises a 9.5% coupon and ret

ID: 2662289 • Letter: B

Question

B18. (Default risk) You buy a veryrisky bond that promises a 9.5% coupon and return ofthe

$1,000 principal in 10 years. You payonly $500 for the bond.

a. You receive the coupon payments forthree years and the bond defaults. Afterliquidating

the firm, the bondholders receive adistribution of $150 per bond at the end of 3.5

years. What is the realized return onyour investment?

b. The firm does far better thanexpected and bondholders receive all of thepromised

interest and principal payments. What is therealized return on your investment?

Explanation / Answer

$500.00

$1,000

9.50%

3.5 years

3.5

-95

500.00

-1,000

Realized Rate of Return onInvestment (Rate)

0.3734

37.34%

10

-95

500.00

-1,000

0.2242

22.42%

(a)Calculating Realized Return onInvestment (Rate): Present Value of theBond

$500.00

Par Value of theBond

$1,000

Annual Coupon Rate

9.50%

Number of Years toMaturity

3.5 years

Calculating Realized Return on Investment(Rate): (Using Ms-Excel "RATE"Function): Number of years toMaturity

3.5

Annual Coupon Payment (PMT) ($1000 *9.50%)

-95

Present Value of the Bond(PV)

500.00

Future Value (or) Parvalue of theBond (FV)

-1,000

Realized Rate of Return onInvestment (Rate)

0.3734

Realized Return onInvestment (Rate)

37.34%

(b)Calculating Realized Return onInvestment (Rate): Present Value of theBond $500.00 Par Value of theBond $1,000 Annual Coupon Rate 9.50% Number of Years toMaturity 10 years Calculating Realized Returnon Investment (Rate): (Using Ms-Excel "RATE"Function): Number of years toMaturity

10

Annual Coupon Payment (PMT) ($1000 *9.50%)

-95

Present Value of the Bond(PV)

500.00

Future Value (or) Parvalue of theBond (FV)

-1,000

Realized Rate of Return onInvestment (Rate)

0.2242

Realized Return onInvestment (Rate)

22.42%