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retirement redo 3: When Jamal graduated from college recently, his parents gave

ID: 2717534 • Letter: R

Question

retirement redo 3:

When Jamal graduated from college recently, his parents gave him $1,830 and told him to use it wisely. Jamal decided to use the money to start a retirement account. After doing some research about different options, he put the entire amount into a tax-deferred IRA that pays 15 percent interest, compounded annually. Calculate how much money Jamal will have in his IRA at the end of 10 years, assuming that the interest rate remains the same and that he does not deposit any additional money. Use Exhibit 1-A.(Round time value factor to 3 decimal places and final answer to 2 decimal places.)

(Previous wrong answer: 7,403.37)

When Jamal graduated from college recently, his parents gave him $1,830 and told him to use it wisely. Jamal decided to use the money to start a retirement account. After doing some research about different options, he put the entire amount into a tax-deferred IRA that pays 15 percent interest, compounded annually. Calculate how much money Jamal will have in his IRA at the end of 10 years, assuming that the interest rate remains the same and that he does not deposit any additional money. Use Exhibit 1-A.(Round time value factor to 3 decimal places and final answer to 2 decimal places.)

Explanation / Answer

rate = 15%

period = 10 years

Future value of $1 at 15% for 10 years (from the exhibit 1A) = 4.046

Initial deposit = $1,830

The future value of initial deposit = amount*future value factor = 1830*4.046 = $7,404.18